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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
OPERATING ACTIVITIES    
Net (loss) $ (9,818) $ (11,762)
Reconciliation of net (loss) to net cash provided by operating activities:    
Depreciation expense 5,243 5,887
Amortization expense - intangible assets 2,014 1,855
Allowance for credit losses on receivables/bad debt on receivables 935 (870)
Equity in loss of unconsolidated affiliates 322 804
Agent growth incentive stock-based compensation expense 27,389 28,067
Stock option compensation 5,032 5,961
Agent equity stock-based compensation expense 74,709 85,997
Deferred income taxes, net (661) (684)
Changes in operating assets and liabilities:    
Accounts receivable (35,859) (18,935)
Prepaids and other assets (1,309) 1,978
Customer deposits 17,805 22,510
Accounts payable (698) 1,858
Accrued expenses 36,609 21,114
Litigation contingency (17,000) 34,000
Other operating activities 104 20
NET CASH PROVIDED BY OPERATING ACTIVITIES 104,817 177,800
INVESTING ACTIVITIES    
Purchases of property and equipment (7,686) (4,408)
Purchase of business   (3,150)
Investments in unconsolidated affiliates (12,363) (4,236)
Capitalized software development costs in intangible assets (443) (1,165)
NET CASH USED IN INVESTING ACTIVITIES (20,492) (12,959)
FINANCING ACTIVITIES    
Repurchase of common stock (46,227) (116,281)
Proceeds from exercise of options 432 1,644
Transactions with noncontrolling interests   (1,169)
Dividends declared and paid (22,978) (22,564)
NET CASH USED IN FINANCING ACTIVITIES (68,773) (138,370)
Effect of changes in exchange rates on cash, cash equivalents and restricted cash 2,241 (624)
Net change in cash, cash equivalents and restricted cash 17,793 25,847
Cash, cash equivalents and restricted cash, beginning balance 168,588 169,893
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, ENDING BALANCE 186,381 195,740
SUPPLEMENTAL DISCLOSURE OF CASH FLOWS INFORMATION:    
Cash paid for income taxes 3,546 $ 2,198
SUPPLEMENTAL DISCLOSURE OF NON-CASH INVESTING AND FINANCING ACTIVITIES:    
Property and equipment purchases in accounts payable $ 84