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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
OPERATING ACTIVITIES      
Net income (loss) $ (22,714) $ (21,267) $ (8,973)
Reconciliation of net income (loss) to net cash provided by operating activities:      
Depreciation expense 6,870 7,835 8,352
Amortization expense - intangible assets 2,692 2,454 2,540
Impairment expense   4,930 9,203
Loss on disposition of business   266 472
Allowance for credit losses on receivables/bad debt on receivables 1,101 (615) (1,711)
Equity in loss of unconsolidated affiliates 281 1,168 1,388
Agent growth incentive stock-based compensation expense 38,364 37,265 43,178
Stock option compensation 6,466 7,975 10,736
Agent equity stock-based compensation expense 98,149 111,278 135,226
Deferred income taxes, net (1,736) (6,521) (2,666)
Changes in operating assets and liabilities:      
Accounts receivable (21,098) (1,704) 3,474
Prepaids and other assets (2,875) 3,041 (1,263)
Customer deposits 1,544 11,110 6,761
Accounts payable 4,135 1,690 (1,491)
Accrued expenses 21,810 (1,445) 8,424
Long term payable     (4,677)
Litigation contingency (17,000) 34,000  
Other operating activities 2,622 54 158
NET CASH PROVIDED BY OPERATING ACTIVITIES 118,611 191,514 209,131
INVESTING ACTIVITIES      
Purchases of property and equipment (9,569) (6,483) (5,363)
Purchase of business   (6,150)  
Proceeds from sale of business     330
Investments in unconsolidated affiliates (13,246) (5,447) (5,876)
Capitalized software development costs in intangible assets (657) (1,390) (2,594)
NET CASH USED IN INVESTING ACTIVITIES (23,472) (19,470) (13,503)
FINANCING ACTIVITIES      
Repurchase of common stock (56,199) (141,121) (160,550)
Proceeds from exercise of options 434 2,012 4,980
Transactions with noncontrolling interests   (1,169)  
Dividends declared and paid (30,773) (30,099) (28,519)
NET CASH USED IN FINANCING ACTIVITIES (86,538) (170,377) (184,089)
Effect of changes in exchange rates on cash, cash equivalents and restricted cash 4,274 (2,972) (38)
Net change in cash, cash equivalents and restricted cash 12,875 (1,305) 11,501
Cash, cash equivalents and restricted cash, beginning balance 168,588 169,893  
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, ENDING BALANCE 181,463 168,588 169,893
Cash, cash equivalents and restricted cash, beginning balance   170,884 159,383
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, ENDING BALANCE     170,884
SUPPLEMENTAL DISCLOSURE OF CASH FLOWS INFORMATION:      
Cash paid for income taxes $ 4,597 $ 2,694 2,731
SUPPLEMENTAL DISCLOSURE OF NON-CASH INVESTING AND FINANCING ACTIVITIES:      
Termination of lease obligation - operating lease     859
Contingent consideration for disposition of business     1,209
Property, plant and equipment increase due to transfer of right-of-use lease asset     1,100
Property and equipment purchases in accounts payable     $ 63