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EARNINGS PER COMMON SHARE ("EPS") (Tables)
 3 Months Ended
Dec. 31, 2014
EARNINGS PER COMMON SHARE ("EPS") [Abstract]  
Reconciliation of Net Income and Common Stock Share Amounts Used in Computation of Basic and Diluted EPS
A reconciliation of net income and common stock share amounts used in the computation of basic and diluted EPS for the three months ended December 31, 2014 and 2013 is presented below.
 
Three Months Ended December 31,
 
2014
  
2013
 
(Dollars in Thousands, Except Share and Per Share Data)
 
   
     
Earnings
    
Net Income
 
$
3,595
  
$
4,002
 
         
Basic EPS
        
Weighted average common shares outstanding
  
6,182,080
   
6,078,457
 
Less weighted average nonvested shares
  
(4,000
)
  
(4,247
)
Weighted average common shares outstanding
  
6,178,080
   
6,074,210
 
         
Earnings Per Common Share
        
Basic
 
$
0.58
  
$
0.66
 
         
Diluted EPS
        
Weighted average common shares outstanding for basic earnings per common share
  
6,178,080
   
6,074,210
 
Add dilutive effect of assumed exercises of stock options, net of tax benefits
  
61,276
   
96,738
 
Weighted average common and dilutive potential common shares outstanding
  
6,239,356
   
6,170,948
 
         
Earnings Per Common Share
        
Diluted
 
$
0.58
  
$
0.65