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Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Mar. 31, 2015
Mar. 31, 2014
Interest and dividend income:        
Loans receivable, including fees $ 7,637us-gaap_InterestAndFeeIncomeLoansAndLeases $ 4,750us-gaap_InterestAndFeeIncomeLoansAndLeases $ 14,033us-gaap_InterestAndFeeIncomeLoansAndLeases $ 9,221us-gaap_InterestAndFeeIncomeLoansAndLeases
Mortgage-backed securities 3,919us-gaap_InterestIncomeSecuritiesMortgageBacked 3,925us-gaap_InterestIncomeSecuritiesMortgageBacked 7,743us-gaap_InterestIncomeSecuritiesMortgageBacked 7,608us-gaap_InterestIncomeSecuritiesMortgageBacked
Other investments 4,203us-gaap_OtherInterestAndDividendIncome 3,388us-gaap_OtherInterestAndDividendIncome 8,215us-gaap_OtherInterestAndDividendIncome 6,396us-gaap_OtherInterestAndDividendIncome
Total interest and dividend income 15,759us-gaap_InterestAndDividendIncomeOperating 12,063us-gaap_InterestAndDividendIncomeOperating 29,991us-gaap_InterestAndDividendIncomeOperating 23,225us-gaap_InterestAndDividendIncomeOperating
Interest expense:        
Deposits 172us-gaap_InterestExpenseDeposits 221us-gaap_InterestExpenseDeposits 404us-gaap_InterestExpenseDeposits 494us-gaap_InterestExpenseDeposits
FHLB advances and other borrowings 301us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 323us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 730us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 699us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
Total interest expense 473us-gaap_InterestExpense 544us-gaap_InterestExpense 1,134us-gaap_InterestExpense 1,193us-gaap_InterestExpense
Net interest income 15,286us-gaap_InterestIncomeExpenseNet 11,519us-gaap_InterestIncomeExpenseNet 28,857us-gaap_InterestIncomeExpenseNet 22,032us-gaap_InterestIncomeExpenseNet
Provision (recovery) for loan losses 593us-gaap_ProvisionForLoanAndLeaseLosses 300us-gaap_ProvisionForLoanAndLeaseLosses 641us-gaap_ProvisionForLoanAndLeaseLosses 300us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for loan losses 14,693us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 11,219us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 28,216us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 21,732us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Non-interest income:        
Card fees 13,663us-gaap_FeesAndCommissionsCreditCards 12,055us-gaap_FeesAndCommissionsCreditCards 26,752us-gaap_FeesAndCommissionsCreditCards 24,948us-gaap_FeesAndCommissionsCreditCards
Loan fees 813us-gaap_FeesAndCommissionsOther 438us-gaap_FeesAndCommissionsOther 1,127us-gaap_FeesAndCommissionsOther 645us-gaap_FeesAndCommissionsOther
Bank-owned life insurance 280us-gaap_BankOwnedLifeInsuranceIncome 281us-gaap_BankOwnedLifeInsuranceIncome 566us-gaap_BankOwnedLifeInsuranceIncome 570us-gaap_BankOwnedLifeInsuranceIncome
Deposit fees 141us-gaap_FeesAndCommissionsDepositorAccounts 140us-gaap_FeesAndCommissionsDepositorAccounts 297us-gaap_FeesAndCommissionsDepositorAccounts 297us-gaap_FeesAndCommissionsDepositorAccounts
Gain (loss) on sale of securities available for sale, net (Includes $17 and ($1,243) reclassified from accumulated other comprehensive income (loss) for net gains (losses) on available for sale securities for the three and six months ended March 31, 2015) 17us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 98us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet (1,243)us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 97us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet
Gain (loss) on foreclosed real estate 2us-gaap_GainsLossesOnSalesOfOtherRealEstate 2us-gaap_GainsLossesOnSalesOfOtherRealEstate 28us-gaap_GainsLossesOnSalesOfOtherRealEstate 5us-gaap_GainsLossesOnSalesOfOtherRealEstate
Other income 54us-gaap_NoninterestIncomeOtherOperatingIncome 49us-gaap_NoninterestIncomeOtherOperatingIncome 117us-gaap_NoninterestIncomeOtherOperatingIncome 88us-gaap_NoninterestIncomeOtherOperatingIncome
Total non-interest income 14,970us-gaap_NoninterestIncome 13,063us-gaap_NoninterestIncome 27,644us-gaap_NoninterestIncome 26,650us-gaap_NoninterestIncome
Non-interest expense:        
Compensation and benefits 11,668us-gaap_LaborAndRelatedExpense 10,019us-gaap_LaborAndRelatedExpense 22,199us-gaap_LaborAndRelatedExpense 18,970us-gaap_LaborAndRelatedExpense
Card processing 3,810cash_CardProcessingExpense 3,573cash_CardProcessingExpense 8,506cash_CardProcessingExpense 7,818cash_CardProcessingExpense
Occupancy and equipment 2,835us-gaap_OccupancyNet 2,498us-gaap_OccupancyNet 5,438us-gaap_OccupancyNet 4,549us-gaap_OccupancyNet
Legal and consulting 996us-gaap_LegalFees 783us-gaap_LegalFees 2,217us-gaap_LegalFees 2,166us-gaap_LegalFees
Data processing 331us-gaap_InformationTechnologyAndDataProcessing 338us-gaap_InformationTechnologyAndDataProcessing 681us-gaap_InformationTechnologyAndDataProcessing 672us-gaap_InformationTechnologyAndDataProcessing
Marketing 341us-gaap_MarketingExpense 213us-gaap_MarketingExpense 645us-gaap_MarketingExpense 433us-gaap_MarketingExpense
Other expense 3,439us-gaap_OtherNoninterestExpense 2,319us-gaap_OtherNoninterestExpense 6,147us-gaap_OtherNoninterestExpense 4,196us-gaap_OtherNoninterestExpense
Total non-interest expense 23,420us-gaap_NoninterestExpense 19,743us-gaap_NoninterestExpense 45,833us-gaap_NoninterestExpense 38,804us-gaap_NoninterestExpense
Income before income tax expense 6,243us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest 4,539us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest 10,027us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest 9,578us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense (Includes $6 and ($451) income tax expense (benefit) reclassified from accumulated other comprehensive income (loss) for the three and six months ended March 31, 2015) 1,062us-gaap_IncomeTaxExpenseBenefit 395us-gaap_IncomeTaxExpenseBenefit 1,251us-gaap_IncomeTaxExpenseBenefit 1,432us-gaap_IncomeTaxExpenseBenefit
Net income $ 5,181us-gaap_NetIncomeLoss $ 4,144us-gaap_NetIncomeLoss $ 8,776us-gaap_NetIncomeLoss $ 8,146us-gaap_NetIncomeLoss
Earnings per common share:        
Basic (in dollars per share) $ 0.79us-gaap_EarningsPerShareBasic $ 0.68us-gaap_EarningsPerShareBasic $ 1.38us-gaap_EarningsPerShareBasic $ 1.34us-gaap_EarningsPerShareBasic
Diluted (in dollars per share) $ 0.78us-gaap_EarningsPerShareDiluted $ 0.67us-gaap_EarningsPerShareDiluted $ 1.37us-gaap_EarningsPerShareDiluted $ 1.32us-gaap_EarningsPerShareDiluted