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SEGMENT INFORMATION (Tables)

9 Months Ended

Jun. 30, 2015

SEGMENT INFORMATION [Abstract]

Segment Information of Entity

The following tables present segment data for the Company for the three and nine months ended June 30, 2015 and 2014, respectively.

		Retail Banking				Meta Payment Systems®				All Others				Total
Three Months Ended June 30, 2015
Interest income		$	7,780			$	5,667			$	1,807				15,254
Interest expense			393				47				153				593
Net interest income (expense)			7,387				5,620				1,654				14,661
Provision (recovery) for loan losses			600				-				100				700
Non-interest income			1,227				13,808				389				15,424
Non-interest expense			6,497				16,431				1,545				24,473
Income (loss) before income tax expense (benefit)			1,517				2,997				398				4,912
Income tax expense (benefit)			136				132				4				272
Net income (loss)		$	1,381			$	2,865			$	394			$	4,640
Inter-segment revenue (expense)		$	(4,126	)			4,126			$	-			$	-
Total assets			766,129				1,453,771				90,083				2,309,983
Total deposits			224,982				1,294,757				(6,532	)			1,513,207

		Retail Banking				Meta Payment Systems®				All Others				Total
Nine Months Ended June 30, 2015
Interest income		$	25,096			$	15,837			$	4,311			$	45,244
Interest expense			1,181				138				408				1,727
Net interest income (expense)			23,915				15,699				3,903				43,517
Provision (recovery) for loan losses			1,000				-				341				1,341
Non-interest income			1,546				40,468				1,054				43,068
Non-interest expense			17,657				48,164				4,484				70,305
Income (loss) before income tax expense (benefit)			6,804				8,003				132				14,939
Income tax expense (benefit)			676				1,030				(183	)			1,523
Net income (loss)		$	6,128			$	6,973			$	315			$	13,416
Inter-segment revenue (expense)		$	(12,106	)		$	12,106			$	-			$	-
Total assets			766,129				1,453,771				90,083				2,309,983
Total deposits			224,982				1,294,757				(6,532	)			1,513,207

		Retail Banking				Meta Payment Systems®				All Others				Total
Three Months Ended June 30, 2014
Interest income		$	8,223			$	4,343			$	-			$	12,566
Interest expense			499				27				112				638
Net interest income (expense)			7,724				4,316				(112	)			11,928
Provision (recovery) for loan losses			300				-				-				300
Non-interest income			732				11,749				-				12,481
Non-interest expense			4,852				13,904				81				18,837
Income (loss) before income tax expense (benefit)			3,304				2,161				(193	)			5,272
Income tax expense (benefit)			653				495				(80	)			1,068
Net income (loss)		$	2,651			$	1,666			$	(113	)		$	4,204
Inter-segment revenue (expense)		$	2,976				(2,976	)		$	-			$	-
Total assets			678,116				1,241,967				3,250				1,923,333
Total deposits			254,215				1,098,262				(6,418	)			1,346,059

		Retail Banking				Meta Payment Systems®				All Others				Total
Nine Months Ended June 30, 2014
Interest income		$	23,481			$	12,309			$	-			$	35,790
Interest expense			1,410				84				337				1,831
Net interest income (expense)			22,071				12,225				(337	)			33,959
Provision (recovery) for loan losses			600				-				-				600
Non-interest income			2,540				36,591				-				39,131
Non-interest expense			15,306				41,619				716				57,641
Income (loss) before income tax expense (benefit)			8,705				7,197				(1,053	)			14,849
Income tax expense (benefit)			1,489				1,400				(389	)			2,500
Net income (loss)		$	7,216			$	5,797			$	(664	)		$	12,349
Inter-segment revenue (expense)		$	9,602			$	(9,602	)		$	-			$	-
Total assets			678,116				1,241,967				3,250				1,923,333
Total deposits			254,215				1,098,262				(6,418	)			1,346,059

The following tables present gross profit data for MPS for the three and nine months ended June 30, 2015 and 2014.

Three Months Ended June 30,		2015				2014
Interest income		$	5,667			$	4,343
Interest expense			47				27
Net interest income			5,620				4,316
Provision (recovery) for loan losses			-				-
Non-interest income			13,808				11,749
Card processing expense			3,863				3,843
Gross Profit			15,565				12,222
Other non-interest expense			12,568				10,061
Income (loss) before income tax expense (benefit)			2,997				2,161
Income tax expense (benefit)			132				495
Net Income (Loss)		$	2,865			$	1,666

Nine Months Ended June 30,		2015				2014
Interest income		$	15,837			$	12,309
Interest expense			138				84
Net interest income			15,699				12,225
Provision (recovery) for loan losses			-				-
Non-interest income			40,468				36,591
Card processing expense			12,358				11,643
Gross Profit			43,809				37,173
Other non-interest expense			35,806				29,976
Income (loss) before income tax expense (benefit)			8,003				7,197
Income tax expense			1,030				1,400
Net Income		$	6,973			$	5,797

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 280



-SubTopic 10



-Section 50



-Paragraph 30



-URI http://asc.fasb.org/extlink&oid=51669610&loc=d3e8906-108599



Reference 2: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 280



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-Section 50



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-Publisher FASB



-Name Accounting Standards Codification



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Reference 4: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 350



-SubTopic 20



-Section 50



-Paragraph 1



-URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267



Reference 5: http://www.xbrl.org/2003/role/presentationRef



-Publisher FASB



-Name Accounting Standards Codification



-Topic 280



-SubTopic 10



-Section 50



-Paragraph 22



-URI http://asc.fasb.org/extlink&oid=51669610&loc=d3e8736-108599

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