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SEGMENT INFORMATION
 3 Months Ended
Dec. 31, 2015
SEGMENT INFORMATION [Abstract]  
SEGMENT INFORMATION
NOTE 8.SEGMENT INFORMATION

An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

In the Annual Report on Form 10-K for the year ended September 30, 2015, the Company reported its results of operations through three business segments: Meta Payment Systems, Retail Bank, and Other.  Effective October 1, 2015, segments are now aligned with the new management operating structure implemented by the Company for fiscal year 2016.  The Company accordingly has changed its basis of presentation for segments, and following such change, reports its results of operations through the following three business segments: Payments, Banking, and Corporate Services/Other.  Certain shared services, including the investment portfolio, which was included in the former Retail Bank segment, is now included in Corporate Services/Other.  AFS/IBEX and Refund Advantage were previously and are currently included in the Banking and Payments segments, respectively.  Prior periods have been reclassified to conform to the current period presentation.
 
The following tables present segment data for the Company for the three months ended December 31, 2015 and 2014, respectively.

  
Payments
  
Banking
  
Corporate
Services/Other
  
Total
 
         
Three Months Ended December 31, 2015
        
Interest income
 
$
1,964
  
$
8,851
  
$
7,460
  
$
18,275
 
Interest expense
  
40
   
253
   
427
   
720
 
Net interest income (expense)
  
1,924
   
8,598
   
7,033
   
17,555
 
Provision (recovery) for loan losses
  
80
   
706
   
-
   
786
 
Non-interest income
  
15,352
   
1,056
   
426
   
16,834
 
Non-interest expense
  
16,017
   
5,428
   
8,563
   
30,008
 
Income (loss) before tax
  
1,179
   
3,520
   
(1,104
)
  
3,595
 
                 
Total assets
  
51,359
   
735,222
   
2,173,653
   
2,960,234
 
Total deposits
  
2,341,783
   
227,260
   
-
   
2,569,043
 

  
Payments
  
Banking
  
Corporate
Services/Other
  
Total
 
         
Three Months Ended December 31, 2014
        
Interest income
 
$
1,567
  
$
6,941
  
$
5,724
  
$
14,232
 
Interest expense
  
45
   
279
   
337
   
661
 
Net interest income (expense)
  
1,522
   
6,662
   
5,387
   
13,571
 
Provision (recovery) for loan losses
  
-
   
48
   
-
   
48
 
Non-interest income
  
13,052
   
579
   
(957
)
  
12,674
 
Non-interest expense
  
11,673
   
5,263
   
5,477
   
22,413
 
Income (loss) before tax
  
2,901
   
1,930
   
(1,047
)
  
3,784
 
                 
Total assets
  
41,096
   
599,027
   
1,467,940
   
2,108,063
 
Total deposits
  
1,554,114
   
234,765
   
-
   
1,788,879