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FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)

12 Months Ended

Sep. 30, 2018

Fair Value Disclosures [Abstract]

Summary of Fair Values of Securities Available for Sale and Held to Maturity

The following table summarizes the fair values of securities available for sale and held to maturity at September 30, 2018 and 2017.  Securities available for sale are measured at fair value on a recurring basis, while securities held to maturity are carried at amortized cost in the Consolidated Statements of Financial Condition.

	Fair Value At September 30, 2018
	Available For Sale																Held to Maturity
(Dollars in Thousands)	Total				Level 1				Level 2				Level 3				Total				Level 1				Level 2				Level 3
Debt securities
Small business administration securities	44,337				—				44,337				—				—				—				—				—
Obligations of states and political subdivisions	16,910				—				16,910				—				—				—				—				—
Non-bank qualified obligations of states and political subdivisions	1,109,885				—				1,109,885				—				153,546				—				153,546				—
Asset-backed securities	313,028				—				313,028				—				—				—				—				—
Mortgage-backed securities	364,065				—				364,065				—				7,428				—				7,428				—
Total debt securities	1,848,225				—				1,848,225				—				160,974				—				160,974				—
Common equities and mutual funds	3,800				3,800				—				—				—				—				—				—
Total securities	$	1,852,025			$	3,800			$	1,848,225			$	—			$	160,974			$	—			$	160,974			$	—

	Fair Value At September 30, 2017
	Available For Sale																Held to Maturity
(Dollars in Thousands)	Total				Level 1				Level 2				Level 3				Total				Level 1				Level 2				Level 3
Debt securities
Small business administration securities	57,871				—				57,871				—				—				—				—				—
Obligations of states and political subdivisions	—				—				—				—				19,368				—				19,368				—
Non-bank qualified obligations of states and political subdivisions	950,829				—				950,829				—				432,361				—				432,361				—
Asset-backed securities	96,832				—				96,832				—				—				—				—				—
Mortgage-backed securities	586,454				—				586,454				—				112,456				—				112,456				—
Total debt securities	1,691,986				—				1,691,986				—				564,185				—				564,185				—
Common equities and mutual funds	1,445				1,445				—				—				—				—				—				—
Total securities	$	1,693,431			$	1,445			$	1,691,986			$	—			$	564,185			$	—			$	564,185			$	—

Assets Measured at Fair Value on Nonrecurring Basis

The following table summarizes the assets of the Company that are measured at fair value in the Consolidated Statements of Financial Condition on a non-recurring basis as of September 30, 2018 and 2017.

	Fair Value at September 30, 2018
(Dollars in Thousands)	Total				Level 1				Level 2				Level 3
Impaired Loans and Leases, net
Commercial finance	$	4,825			$	—			$	—			$	4,825
Total National Lending	4,825				—				—				4,825
Total impaired loans and leases	4,825				—				—				4,825
Foreclosed Assets, net	31,638				—				—				31,638
Total	$	36,463			$	—			$	—			$	36,463

	Fair Value At September 30, 2017
(Dollars in Thousands)	Total				Level 1				Level 2				Level 3
Impaired Loans and Leases, net
Foreclosed Assets, net	292				—				—				292
Total	$	292			$	—			$	—			$	292

Quantitative Information about Level 3 Fair Value Measurements

	Quantitative Information About Level 3 Fair Value Measurements
(Dollars in Thousands)	Fair Value at September 30, 2018				Fair Value at September 30, 2017				Valuation Technique		Unobservable Input
Impaired Loans and Leases, net	$	4,825			$	—			Market approach		Appraised values (1)
Foreclosed Assets, net	31,638				292				Market approach		Appraised values (1)

⁽¹⁾ The Company generally relies on external appraisers to develop this information.  Management reduced the appraised value by estimated selling costs in a range of 4% to 10%.

Carrying Amount and Estimated Fair Value of Financial Instruments

The following presents the carrying amount and estimated fair value of the financial instruments held by the Company at September 30, 2018 and 2017.

	September 30, 2018
	Carrying Amount				Estimated Fair Value				Level 1				Level 2				Level 3
	(Dollars in Thousands)
Financial assets
Cash and cash equivalents	$	99,977			$	99,977			$	99,977			$	—			$	—
Securities available for sale	1,852,025				1,852,025				3,800				1,848,225				—
Securities held to maturity	172,154				160,974				—				160,974				—
Total securities	2,024,179				2,012,999				3,800				2,009,199				—
Loans held for sale	15,606				15,606				—				15,606				—
Loans and leases receivable:
Commercial finance	1,509,849				1,506,969				—				—				1,506,969
Consumer finance	335,361				342,931				—				—				342,931
Tax services	1,073				1,073				—				—				1,073
Total National Lending	1,846,283				1,850,973				—				—				1,850,973
Commercial and multi-family real estate	748,579				731,291				—				—				731,291
One to four family residential mortgage	223,482				220,697				—				—				220,697
Agricultural	60,498				58,849				—				—				58,849
Commercial operating	42,311				41,912				—				—				41,912
Consumer	23,836				24,033				—				—				24,033
Total Community Banking	1,098,706				1,076,782				—				—				1,076,782
Total loans and leases receivable	2,944,989				2,927,755				—				—				2,927,755
Federal Home Loan Bank stock	23,400				23,400				—				23,400				—
Accrued interest receivable	22,016				22,016				22,016				—				—
Financial liabilities
Non-interest bearing demand deposits	2,405,274				2,405,274				2,405,274				—				—
Interest bearing demand deposits, savings, and money markets	218,347				218,347				218,347				—				—
Certificates of deposits	276,180				273,800				—				273,800				—
Wholesale non-maturing deposits	94,384				94,384				94,384				—				—
Wholesale certificates of deposits	1,436,802				1,432,146				—				1,432,146				—
Total deposits	4,430,987				4,423,951				2,718,005				1,705,946				—
Advances from Federal Home Loan Bank	—				—				—				—				—
Federal funds purchased	422,000				422,000				422,000				—				—
Securities sold under agreements to repurchase	3,694				3,694				—				3,694				—
Capital leases	1,876				1,876				—				1,876				—
Trust preferred securities	13,661				13,866				—				13,866				—
Subordinated debentures	73,491				75,563				—				75,563				—
Accrued interest payable	7,794				7,794				7,794				—				—

	September 30, 2017
	Carrying Amount				Estimated Fair Value				Level 1				Level 2				Level 3
	(Dollars in Thousands)
Financial assets
Cash and cash equivalents	$	1,267,586			$	1,267,586			$	1,267,586			$	—			$	—
Securities available for sale	1,693,431				1,693,431				1,445				1,691,986				—
Securities held to maturity	563,529				564,185				—				564,185				—
Total securities	2,256,960				2,257,616				1,445				2,256,171				—
Loans and leases receivable:
Commercial finance	255,308				255,813				—				—				255,813
Consumer finance	140,229				141,958				—				—				141,958
Tax services	192				192				—				—				192
Total National Lending	395,729				397,963				—				—				397,963
Commercial and multi-family real estate	585,510				576,330				—				—				576,330
One to four family residential mortgage	196,706				196,970				—				—				196,970
Agricultural	95,394				94,454				—				—				94,454
Commercial operating	30,718				30,682				—				—				30,682
Consumer	22,775				22,003				—				—				22,003
Total Community Banking	931,103				920,439				—				—				920,439
Total loans and leases receivable	1,326,832				1,318,402				—				—				1,318,402
Federal Home Loan Bank stock	61,123				61,123				—				61,123				—
Accrued interest receivable	19,380				19,380				19,380				—				—
Financial liabilities
Non-interest bearing demand deposits	2,454,057				2,454,057				2,454,057				—				—
Interest bearing demand deposits, savings, and money markets	169,557				169,557				169,557				—				—
Certificates of deposit	123,637				123,094				—				123,094				—
Wholesale non-maturing deposits	18,245				18,245				18,245				—				—
Wholesale certificates of deposits	457,928				457,509				—				457,509				—
Total deposits	3,223,424				3,222,462				2,641,859				580,603				—
Advances from Federal Home Loan Bank	415,000				415,003				—				415,003				—
Federal funds purchased	987,000				987,000				987,000				—				—
Securities sold under agreements to repurchase	2,472				2,472				—				2,472				—
Capital leases	1,938				1,938				—				1,938				—
Trust preferred	10,310				10,447				—				10,447				—
Subordinated debentures	73,347				76,500				—				76,500				—
Accrued interest payable	2,280				2,280				2,280				—				—

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Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).

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Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).

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Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.

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