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SEGMENT INFORMATION
 3 Months Ended
Dec. 31, 2017
Segment Reporting [Abstract]  
SEGMENT INFORMATION
SEGMENT INFORMATION

An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Payments, Banking, and Corporate Services/Other. Certain shared services, including the investment portfolio, wholesale deposits and borrowings, are included in Corporate Services/Other. National Lending and Community Banking are reported in the Banking segment. MPS, Refund Advantage, EPS Financial ("EPS"), SCS, and other tax businesses are reported in the Payments segment.

The Company reclassified goodwill, intangibles, and related amortization expenses during fiscal year 2017 from the
Corporate Services / Other segment to Payments and Banking based on how annual impairment testing is performed. Prior period amounts have also been reclassified to conform to the current year presentation.

The following tables present segment data for the Company for the three months ended December 31, 2017 and 2016, respectively.
 
Payments
 
Banking
 
Corporate
Services/Other
 
Total
Three Months Ended December 31, 2017
 
 
 
 
 
 
 
Interest income
$
4,669

 
$
16,478

 
$
9,710

 
$
30,857

Interest expense
—

 
881

 
3,780

 
4,661

Net interest income
4,669

 
15,597

 
5,930

 
26,196

Provision for loan losses
1,017

 
51

 
—

 
1,068

Non-interest income
28,101

 
1,485

 
(318
)
 
29,268

Non-interest expense
26,934

 
6,568

 
10,540

 
44,042

Income (loss) before income tax expense (benefit)
4,819

 
10,463

 
(4,928
)
 
10,354

 
 
 
 
 
 
 
 
Total goodwill
87,145

 
11,578

 
—

 
98,723

Total assets
380,442

 
1,478,693

 
3,558,828

 
5,417,963

Total deposits
2,768,736

 
236,494

 
508,415

 
3,513,645

 
 
 
 
 
 
 
 
 
Payments
 
Banking
 
Corporate
Services/Other
 
Total
Three Months Ended December 31, 2016
 
 
 
 
 
 
 
Interest income
$
2,912

 
$
10,754

 
$
8,909

 
$
22,575

Interest expense
—

 
544

 
2,198

 
2,742

Net interest income
2,912

 
10,210

 
6,711

 
19,833

Provision for loan losses
331

 
512

 
—

 
843

Non-interest income
19,024

 
1,072

 
(747
)
 
19,349

Non-interest expense
22,080

 
5,845

 
8,828

 
36,753

Income (loss) before income tax expense (benefit)
(475
)
 
4,925

 
(2,864
)
 
1,586

 
 
 
 
 
 
 
 
Total goodwill
87,320

 
11,578

 
—

 
98,898

Total assets
239,804

 
1,118,429

 
2,855,096

 
4,213,329

Total deposits
2,435,530

 
225,182

 
1,002,425

 
3,663,137