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SEGMENT INFORMATION
 6 Months Ended
Mar. 31, 2018
Segment Reporting [Abstract]  
SEGMENT INFORMATION
SEGMENT INFORMATION

An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Payments, Banking, and Corporate Services/Other. Certain shared services, including the investment portfolio, wholesale deposits and borrowings, are included in Corporate Services/Other. National Lending and Community Banking are reported in the Banking segment. Meta Payments Systems ("MPS"), Refund Advantage, EPS Financial ("EPS"), SCS, and other tax businesses are reported in the Payments segment.

The Company reclassified goodwill, intangibles, related intangible amortization expense, and certain acquisition related expenses during fiscal year 2017 from the Corporate Services / Other segment to Payments and Banking based on how annual impairment testing is performed. Prior period amounts have also been reclassified to conform to the current year presentation.

The following tables present segment data for the Company for the three and six months ended March 31, 2018 and 2017, respectively.
 
Payments
 
Banking
 
Corporate
Services/Other
 
Total
Three Months Ended March 31, 2018
 
 
 
 
 
 
 
Interest income
$
6,578

 
$
17,052

 
$
9,741

 
$
33,371

Interest expense
1,645

 
932

 
3,389

 
5,966

Net interest income
4,933

 
16,120

 
6,352

 
27,405

Provision for loan losses
18,129

 
214

 
—

 
18,343

Non-interest income
95,673

 
1,241

 
505

 
97,419

Non-interest expense
44,841

 
6,984

 
16,672

 
68,497

Income (loss) before income tax expense (benefit)
37,636

 
10,163

 
(9,815
)
 
37,984

 
 
 
 
 
 
 
 
Total assets
243,140

 
1,510,939

 
2,547,614

 
4,301,693

Total goodwill
87,145

 
11,578

 
—

 
98,723

Total deposits
2,882,441

 
244,149

 
213,907

 
3,340,497

 
Payments
 
Banking
 
Corporate
Services/Other
 
Total
Six Months Ended March 31, 2018
 
 
 
 
 
 
 
Interest income
$
11,247

 
$
33,530

 
$
19,451

 
$
64,228

Interest expense
1,645

 
1,813

 
7,169

 
10,627

Net interest income
9,602

 
31,717

 
12,282

 
53,601

Provision for loan losses
19,146

 
265

 
—

 
19,411

Non-interest income
123,774

 
2,726

 
187

 
126,687

Non-interest expense
71,796

 
13,552

 
27,191

 
112,539

Income (loss) before income tax expense (benefit)
42,434

 
20,626

 
(14,722
)
 
48,338

 
 
 
 
 
 
 
 
Total assets
243,140

 
1,510,939

 
2,547,614

 
4,301,693

Total goodwill
87,145

 
11,578

 
—

 
98,723

Total deposits
2,882,441

 
244,149

 
213,907

 
3,340,497

 
Payments
 
Banking
 
Corporate
Services/Other
 
Total
Three Months Ended March 31, 2017
 
 
 
 
 
 
 
Interest income
$
3,312

 
$
12,807

 
$
11,599

 
$
27,718

Interest expense
503

 
672

 
2,577

 
3,752

Net interest income
2,809

 
12,135

 
9,022

 
23,966

Provision for loan losses
7,883

 
766

 
—

 
8,649

Non-interest income
90,462

 
1,387

 
321

 
92,170

Non-interest expense
48,288

 
6,248

 
12,410

 
66,946

Income (loss) before income tax expense (benefit)
37,100

 
6,508

 
(3,067
)
 
40,541

 
 
 
 
 
 
 
 
Total assets
220,207

 
1,161,651

 
2,603,738

 
3,985,596

Total goodwill
87,145

 
11,578

 
—

 
98,723

Total deposits
2,606,674

 
228,805

 
36,752

 
2,872,231

 
Payments
 
Banking
 
Corporate
Services/Other
 
Total
Six Months Ended March 31, 2017
 
 
 
 
 
 
 
Interest income
$
6,224

 
$
23,562

 
$
20,507

 
$
50,293

Interest expense
503

 
1,215

 
4,776

 
6,494

Net interest income
5,721

 
22,347

 
15,731

 
43,799

Provision for loan losses
8,214

 
1,278

 
—

 
9,492

Non-interest income
109,487

 
2,458

 
(426
)
 
111,519

Non-interest expense
71,357

 
12,094

 
20,248

 
103,699

Income (loss) before income tax expense (benefit)
35,637

 
11,433

 
(4,943
)
 
42,127

 
 
 
 
 
 
 
 
Total assets
220,207

 
1,161,651

 
2,603,738

 
3,985,596

Total goodwill
87,145

 
11,578

 
—

 
98,723

Total deposits
2,606,674

 
228,805

 
36,752

 
2,872,231