SEGMENT INFORMATION

An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Payments, Banking, and Corporate Services/Other. Meta Payments Systems ("MPS"), Refund Advantage, EPS Financial ("EPS"), SCS, and other tax businesses are reported in the Payments segment. Community Banking and the Company's other lending divisions are reported in the Banking segment. Certain shared services, including the investment portfolio, wholesale deposits and borrowings, are included in Corporate Services/Other.

The Company reclassified goodwill, intangibles, related intangible amortization expense, and certain acquisition related expenses during fiscal year 2017 from the Corporate Services / Other segment to Payments and Banking based on how annual impairment testing is performed. Prior period amounts have also been reclassified to conform to the current year presentation.

The following tables present segment data for the Company for the three and nine months ended June 30, 2018 and 2017, respectively.



	Payments		Banking		Corporate Services/Other			Total
Three Months Ended June 30, 2018
Interest income	$	6,298	$	19,085	$	8,721		$	34,104
Interest expense	—		1,008		4,685			5,693
Net interest income	6,298		18,077		4,036			28,411
Provision for loan losses	1,189		4,126		—			5,315
Non-interest income	31,307		1,318		600			33,225
Non-interest expense	27,796		7,172		14,085			49,053
Income (loss) before income tax expense (benefit)	8,620		8,097		(9,449		)	7,268

Total assets	190,437		1,623,715		2,355,007			4,169,159
Total goodwill	87,145		11,578		—			98,723
Total deposits	2,641,838		241,572		638,223			3,521,633



	Payments		Banking		Corporate Services/Other			Total
Nine Months Ended June 30, 2018
Interest income	$	17,545	$	52,615	$	28,173		$	98,333
Interest expense	1,645		2,821		11,855			16,321
Net interest income	15,900		49,794		16,318			82,012
Provision for loan losses	20,335		4,391		—			24,726
Non-interest income	155,082		4,044		786			159,912
Non-interest expense	99,592		20,723		41,277			161,592
Income (loss) before income tax expense (benefit)	51,055		28,724		(24,173		)	55,606

Total assets	190,437		1,623,715		2,355,007			4,169,159
Total goodwill	87,145		11,578		—			98,723
Total deposits	2,641,838		241,572		638,223			3,521,633



	Payments		Banking		Corporate Services/Other			Total
Three Months Ended June 30, 2017
Interest income	$	3,576	$	14,092	$	11,193		$	28,861
Interest expense	—		717		3,201			3,918
Net interest income	3,576		13,375		7,992			24,943
Provision for loan losses	352		888		—			1,240
Non-interest income	28,934		1,190		696			30,820
Non-interest expense	26,570		6,020		9,629			42,219
Income (loss) before income tax expense (benefit)	5,588		7,657		(941		)	12,304

Total assets	196,717		1,245,840		2,577,136			4,019,693
Total goodwill	87,145		11,578		—			98,723
Total deposits	2,443,332		224,886		485,001			3,153,219



	Payments		Banking		Corporate Services/Other			Total
Nine Months Ended June 30, 2017
Interest income	$	9,800	$	37,654	$	31,700		$	79,154
Interest expense	503		1,932		7,977			10,412
Net interest income	9,297		35,722		23,723			68,742
Provision for loan losses	8,566		2,166		—			10,732
Non-interest income	138,420		3,648		271			142,339
Non-interest expense	97,927		18,114		29,877			145,918
Income (loss) before income tax expense (benefit)	41,224		19,090		(5,883		)	54,431

Total assets	196,717		1,245,840		2,577,136			4,019,693
Total goodwill	87,145		11,578		—			98,723
Total deposits	2,443,332		224,886		485,001			3,153,219