XML 46 R28.htm IDEA: XBRL DOCUMENT
v3.19.3

SEGMENT REPORTING | 12 Months Ended
--- | ---
Sep. 30, 2019
Segment Reporting [Abstract] |
SEGMENT REPORTING | SEGMENT REPORTING An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met. The Company reports its results of operations through the following three business segments: Payments, Banking, and Corporate Services/Other. The Meta Payment Systems and Tax Services divisions are reported in the Payments segment. The Community Banking, Commercial Finance and Consumer Finance divisions are reported in the Banking segment. Certain shared services, including the investment portfolio, wholesale deposits and borrowings, are included in Corporate Services/Other segment. The Company does not allocate indirect general and administrative expenses to the Payments and Banking segments. The following tables present segment data for the Company for the fiscal years ended September 30, 2019, 2018 and 2017, respectively.
| Payments |  | Banking |  | Corporate Services/Other |  | Total
Fiscal Year Ended September 30, 2019 |  |  |  |  |  |  |
Net interest income (expense) | $ | 52,506 |  |  | $ | 228,667 |  |  | $ | (16,966 | ) |  | $ | 264,207 |
Provision for loan and lease losses | 24,874 |  |  | 30,776 |  |  | — |  |  | 55,650 |
Noninterest income | 161,898 |  |  | 56,229 |  |  | 4,418 |  |  | 222,545 |
Noninterest expense | 88,627 |  |  | 145,206 |  |  | 99,327 |  |  | 333,160 |
Income (loss) before income tax expense (benefit) | 100,903 |  |  | 108,914 |  |  | (111,875 | ) |  | 97,942 |
Total assets | 190,348 |  |  | 4,337,221 |  |  | 1,655,321 |  |  | 6,182,890 |
Total goodwill | 87,145 |  |  | 222,360 |  |  | — |  |  | 309,505 |
Total deposits | 2,434,306 |  |  | 293,072 |  |  | 1,609,627 |  |  | 4,337,005 |
| Payments |  | Banking |  | Corporate Services/Other |  | Total
Fiscal Year Ended September 30, 2018 |  |  |  |  |  |  |
Net interest income | $ | 22,841 |  |  | $ | 90,805 |  |  | $ | 16,903 |  |  | $ | 130,549 |
Provision for loan and lease losses | 21,344 |  |  | 8,088 |  |  | — |  |  | 29,432 |
Noninterest income (expense) | 176,250 |  |  | 13,950 |  |  | (5,675 | ) |  | 184,525 |
Noninterest expense | 126,610 |  |  | 46,982 |  |  | 54,640 |  |  | 228,232 |
Income (loss) before income tax expense (benefit) | 51,137 |  |  | 49,685 |  |  | (43,412 | ) |  | 57,410 |
Total assets | 186,502 |  |  | 3,413,409 |  |  | 2,235,156 |  |  | 5,835,067 |
Total goodwill | 87,145 |  |  | 216,125 |  |  | — |  |  | 303,270 |
Total deposits | 2,412,986 |  |  | 746,003 |  |  | 1,271,998 |  |  | 4,430,987 |
| Payments |  | Banking |  | Corporate Services/Other |  | Total
Fiscal Year Ended September 30, 2017 |  |  |  |  |  |  |
Net interest income | $ | 13,342 |  |  | $ | 49,508 |  |  | $ | 30,380 |  |  | $ | 93,230 |
Provision for loan losses | 7,613 |  |  | 2,976 |  |  | — |  |  | 10,589 |
Noninterest income | 165,707 |  |  | 4,685 |  |  | 1,780 |  |  | 172,172 |
Noninterest expense | 132,984 |  |  | 24,520 |  |  | 42,159 |  |  | 199,663 |
Income (loss) before income tax expense (benefit) | 38,452 |  |  | 26,697 |  |  | (9,999 | ) |  | 55,150 |
Total assets | 185,521 |  |  | 1,343,968 |  |  | 3,698,843 |  |  | 5,228,332 |
Total goodwill | 87,145 |  |  | 11,578 |  |  | — |  |  | 98,723 |
Total deposits | 2,436,893 |  |  | 229,969 |  |  | 556,562 |  |  | 3,223,424 |

X
- References No definition available. + Details
Name: | us-gaap_SegmentReportingAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -URI http://asc.fasb.org/topic&trid=2134510 + Details
Name: | us-gaap_SegmentReportingDisclosureTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration