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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2018
Interest and dividend income:      
Loans and leases, including fees $ 261,128 $ 274,528 $ 98,475
Mortgage-backed securities 9,028 11,390 15,479
Other investments 22,685 39,811 44,580
Total interest and dividend income 292,841 325,729 158,534
Interest expense:      
Deposits 22,616 46,648 15,163
FHLB advances and other borrowings 11,187 14,874 12,822
Total interest expense 33,803 61,522 27,985
Net interest income 259,038 264,207 130,549
Provision for loan and lease losses 64,776 55,650 29,432
Net interest income after provision for loan and lease losses 194,262 208,557 101,117
Noninterest income:      
Gain (loss) on sale of securities available for sale, net (Includes $51, $729, and $(8,177) reclassified from accumulated other comprehensive income (loss) for net gain (loss) on securities available for sale for the fiscal years ended September 30, 2020, 2019 and 2018, respectively) 51 729 (8,177)
Gain on divestitures 19,275 0 0
Gain on sale of other 4,425 7,831 561
Other income 14,641 9,975 8,329
Total noninterest income 239,794 222,545 184,525
Noninterest expense:      
Compensation and benefits 136,247 155,811 109,044
Refund transfer product expense 7,644 7,526 11,750
Tax advance product expense 2,723 3,102 1,817
Card processing 25,956 23,677 26,283
Occupancy and equipment expense 26,995 28,071 19,740
Operating lease equipment depreciation 32,831 26,181 5,386
Legal and consulting 20,858 17,310 15,064
Intangible amortization 10,997 17,711 9,641
Impairment expense 1,982 9,660 18
Other expense 52,818 44,111 29,489
Total noninterest expense 319,051 333,160 228,232
Income before income tax expense 115,005 97,942 57,410
Income tax expense (benefit) (Includes $13, $184, and $(2,330) reclassified from accumulated other comprehensive income (loss) for the fiscal years ended September 30, 2020, 2019 and 2018, respectively) 5,661 (3,374) 5,117
Net income before noncontrolling interest 109,344 101,316 52,293
Net income attributable to noncontrolling interest 4,624 4,312 673
Net income attributable to parent $ 104,720 $ 97,004 $ 51,620
Earnings per common share:      
Basic (in dollars per share) $ 2.94 $ 2.49 $ 1.68
Diluted (in dollars per share) $ 2.94 $ 2.49 $ 1.67
Refund transfer product fees      
Noninterest income:      
Noninterest income: $ 36,061 $ 39,198 $ 41,879
Tax advance product fees      
Noninterest income:      
Noninterest income: 31,826 34,687 35,703
Total noninterest income 31,826 34,687  
Payment card and deposit fees      
Noninterest income:      
Noninterest income: 87,379 87,130 97,920
Total noninterest income 87,379 87,130  
Other bank and deposit fees      
Noninterest income:      
Noninterest income: 1,310 1,942 977
Total noninterest income 1,310 1,942  
Rental income      
Noninterest income:      
Noninterest income: 44,826 41,053 $ 7,333
Total noninterest income $ 44,826 $ 41,053