XML 97 R57.htm IDEA: XBRL DOCUMENT v3.20.1
LOANS AND LEASES, NET - Narrative and Additional Information (Details)
3 Months Ended 6 Months Ended 12 Months Ended
Mar. 31, 2020
USD ($)
loan
Mar. 31, 2019
USD ($)
Mar. 31, 2020
USD ($)
loan
Mar. 31, 2019
USD ($)
Sep. 30, 2019
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Financing lease, term (no greater than) 84 months   84 months    
Loans and leases to held for sale     $ 277,016,000 $ 39,452,000  
Originations     32,234,000 42,961,000  
Proceeds from sale of loans held-for-sale     432,000,000.0 36,500,000  
Gain (Loss) on Sale of Loans and Leases     6,200,000 (1,700,000)  
Proceeds from sales     160,290,000 36,461,000  
Carrying amount of direct financing and sales-type leases subject to residual value guarantees $ 9,200,000   $ 9,200,000    
Percentage of specific allowance for losses     100.00%    
Special mention commercial finance loans and leases rated as watch 117,000,000.0   $ 117,000,000.0   $ 0
Loans and leases 3,618,924,000   3,618,924,000   3,658,847,000
Foreclosed real estate and repossessed assets 7,249,000   7,249,000   29,494,000
TDR valuation allowance $ 100,000   $ 100,000   $ 100,000
Asset based lending, accounts receivable advance rate 85.00%   85.00%    
Asset based lending, rercent of loans backed by accounts receivable 70.00%   70.00%    
Factoring, accounts receivable, advance rate 85.00%   85.00%    
Asset Based Factoring Lending, Percent of Loans Backed by Accounts Receivable 95.00%   95.00%    
Product Concentration Risk [Member] | Solar and Alternative Energy [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     27.00%    
COVID-19 Pandemic          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Trial modifications, threshold of past due days prior to onset of pandemic effects     30 days    
Trial modifications, amount $ 9,500,000        
National Lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Maturity period of loans receivable         1 year
Proceeds from sales 17,255,000 $ 28,051,000 $ 160,290,000 34,904,000  
Community Banking          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Proceeds from sales 271,681,000 0 271,681,000 0  
Community Banking Loans | National Lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
TDRs recorded investment 0 0 600,000 100,000  
TDRs subsequent default, recorded investment     3,200,000 900,000  
Total National Lending | National Lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
TDRs recorded investment 3,700,000 $ 1,500,000 4,100,000 1,600,000  
TDRs subsequent default, recorded investment     2,900,000 0  
Equipment Finance Agreements And Installment Purchase Agreements [Member] | Product Concentration Risk [Member] | Solar and Alternative Energy [Member]          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Financing receivable, before Allowance for credit loss $ 273,000,000   $ 273,000,000    
Financing receivable, before allowance for credit loss, percent of term lending 38.00%   38.00%    
Watch and special mention loans and leases | National Lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases $ 201,100,000   $ 201,100,000   $ 145,000,000.0
Consumer finance portfolio segment | National Lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases 258,400,000   258,400,000   268,200,000
Tax services loans | National Lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases 95,900,000   95,900,000   $ 2,200,000
SBA/USDA          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Originations     32,200,000    
SBA/USDA | National Lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Financing receivable, before Allowance for credit loss $ 36,400,000   $ 36,400,000    
Financing Receivable, Number of Loans | loan 110   110    
Consumer one to four family real estate and other          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Mortgage loan, loan-to-value ratio, appraised value     100.00%    
Mortgage loan, loan-to-value ratio, actual majority of loans (below)     80.00%    
Home Equity Loan          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Mortgage loan, loan-to-value ratio, appraised value     90.00%    
Agricultural operating loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     1 year    
Agricultural real estate loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Mortgage loan, loan-to-value ratio, appraised value     75.00%    
Consumer credit products          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Originations       $ (43,000,000.0)  
Commercial Real Estate and Operating          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Mortgage loan, loan-to-value ratio, appraised value     80.00%    
Minimum          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Asset based lending, inventory advance rate 40.00%   40.00%    
Minimum | COVID-19 Pandemic          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Trial modifications, payment deferral period     30 days    
Minimum | Term lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     3 years    
Minimum | Asset based lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     1 year    
Minimum | Insurance premium finance          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Policyholder down payment, percent 20.00%   20.00%    
Debt instrument, term     9 months    
Insurance Premium Finance, Portfolio Finances Provided By Investment Grade-Rated Insurance Company Partners 90.00%   90.00%    
Minimum | Agricultural real estate loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Agricultural term of fixed rate loans     5 years    
Debt instrument, term     20 years    
Minimum | Consumer credit products          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     12 months    
Minimum | Consumer credit products | Revolving Credit Facility          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     6 months    
Maximum          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Asset based lending, inventory advance rate 50.00%   50.00%    
Maximum | COVID-19 Pandemic          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Trial modifications, payment deferral period     6 months    
Maximum | Term lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     25 years    
Debt instrument, weighted average life     53 months    
Maximum | Asset based lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     3 years    
Maximum | Insurance premium finance          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Policyholder down payment, percent 25.00%   25.00%    
Debt instrument, term     10 months    
Maximum | Consumer one to four family real estate and other          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     30 years    
Maximum | Home Equity Loan          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     5 years    
Maximum | Agricultural real estate loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Agricultural term of fixed rate loans     10 years    
Debt instrument, term     25 years    
Maximum | Consumer credit products          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     84 months    
Maximum | Consumer credit products | Revolving Credit Facility          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     60 months    
Maximum | Commercial Real Estate and Operating          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     20 years