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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Interest and dividend income:        
Loans and leases, including fees $ 59,911 $ 69,732 $ 199,107 $ 203,900
Mortgage-backed securities 2,269 3,063 7,151 8,622
Other investments 5,226 8,837 18,176 32,380
Total interest and dividend income 67,406 81,632 224,434 244,902
Interest expense:        
Deposits 3,130 10,395 20,712 35,731
FHLB advances and other borrowings 2,139 4,269 9,197 10,581
Total interest expense 5,269 14,664 29,909 46,312
Net interest income 62,137 66,968 194,525 198,590
Provision for loan and lease losses 15,093 9,112 55,796 51,529
Net interest income after provision for loan and lease losses 47,044 57,856 138,729 147,061
Noninterest income:        
Securities available for sale, net 0 440 0 649
Gain on divestitures 0 0 19,275 0
Gain on sale of other 1,214 2,620 969 6,117
Other income 2,464 2,741 11,512 8,012
Total noninterest income 41,048 43,790 199,044 186,565
Noninterest expense:        
Compensation and benefits 32,102 35,176 100,631 117,350
Refund transfer product expense (income) (139) 287 7,482 7,478
Tax advance product expense (Income) (11) 425 2,820 3,101
Card processing 7,128 4,613 19,432 18,670
Occupancy and equipment expense 6,502 7,136 20,169 20,806
Operating lease equipment depreciation 8,536 6,029 25,237 18,280
Legal and consulting 4,660 4,065 15,242 12,341
Intangible amortization 2,636 4,374 8,714 14,352
Impairment expense 0 0 750 9,660
Other expense 9,827 10,363 38,291 34,978
Total noninterest expense 71,241 72,468 238,768 257,016
Income before income tax expense 16,851 29,178 99,005 76,610
Income tax expense (benefit) (includes $0 and $110 reclassified from accumulated other comprehensive income (loss) for the three months ended June 30, 2020 and 2019, respectively and $0 and $162 for the nine months ended June 30, 2020 and 2019, respectively) (2,426) (1,158) 3,870 (3,244)
Net income before noncontrolling interest 19,277 30,336 95,135 79,854
Net income attributable to noncontrolling interest 1,087 1,045 3,573 3,045
Net income attributable to parent $ 18,190 $ 29,291 $ 91,562 $ 76,809
Earnings per common share        
Basic (in dollars per share) $ 0.53 $ 0.75 $ 2.54 $ 1.96
Diluted (in dollars per share) $ 0.53 $ 0.75 $ 2.54 $ 1.95
Refund transfer product fees        
Noninterest income:        
Noninterest income: $ 4,595 $ 6,697 $ 33,726 $ 38,559
Total noninterest income 4,595 6,697 33,726 38,559
Tax advance product fees        
Noninterest income:        
Noninterest income: 28 34 31,840 34,757
Total noninterest income 28 34 31,840 34,757
Payment card and deposit fees        
Noninterest income:        
Noninterest income: 21,302 21,377 65,957 66,855
Total noninterest income 21,302 21,377 65,957 66,855
Other bank and deposit fees        
Noninterest income:        
Noninterest income: 214 495 1,083 1,449
Total noninterest income 214 495 1,083 1,449
Rental income        
Noninterest income:        
Noninterest income: 11,231 9,386 34,682 30,167
Total noninterest income $ 11,231 $ 9,386 $ 34,682 $ 30,167