XML 71 R59.htm IDEA: XBRL DOCUMENT v3.20.2
LOANS AND LEASES, NET - Additional Information (Details)
3 Months Ended 9 Months Ended
Jun. 30, 2020
USD ($)
loan
Jun. 30, 2019
USD ($)
Jun. 30, 2020
USD ($)
loan
Jun. 30, 2019
USD ($)
Sep. 30, 2019
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases to held for sale     $ 325,092,000 $ 39,452,000  
Originated loans held for sale     63,396,000 104,121,000  
Proceeds from sale of loans held-for-sale     440,500,000 95,700,000  
Gain (loss) on sale of loans and leases     7,000,000.0 3,700,000  
Carrying amount of direct financing and sales-type leases subject to residual value guarantees $ 9,000,000.0   9,000,000.0    
Provision for loan and lease losses 15,093,000 $ 9,112,000 55,796,000 51,529,000  
Loans and leases, including fees 59,911,000 69,732,000 $ 199,107,000 203,900,000  
Percentage of specific allowance for losses     100.00%    
Special mention commercial finance loans and leases rated as watch 117,000,000.0   $ 117,000,000.0   $ 0
Loans and leases receivable 3,502,646,000   3,502,646,000   3,658,847,000
Loans and leases $ 3,502,646,000   $ 3,502,646,000   3,658,847,000
Asset based lending, recent of loans backed by accounts receivable 50.00%   50.00%    
Asset based factoring lending, percent of loans backed by accounts receivable 80.00%   80.00%    
Proceeds from sales     $ 168,814,000 95,663,000  
Foreclosed real estate and repossessed assets $ 6,784,000   6,784,000   29,494,000
TDR valuation allowance 500,000   500,000   100,000
COVID-19 Pandemic          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Provision for loan and lease losses $ 9,400,000   $ 25,200,000    
Trial modifications, threshold of past due days prior to onset of pandemic effects     30 days    
Short-term payment deferral modifications     $ 352,100,000    
Paycheck Protection Program, number of loan applications processed | loan 686   686    
Paycheck Protection Program, loans processed, amount $ 215,500,000   $ 215,500,000    
Consumer finance portfolio segment          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases 241,600,000   241,600,000   268,200,000
Tax services loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases 19,200,000   $ 19,200,000   2,200,000
Term lending | Product Concentration Risk | Solar and Alternative Energy          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     20.00%    
Term lending | Product Concentration Risk | Equipment Finance Agreements and Installment Purchase Agreements          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     41.00%    
Loans and leases 299,100,000   $ 299,100,000    
Term lending | Product Concentration Risk | Variety of Investment Advisory Loans and Other More Traditional Term Equipment and General Purpose Commercial Loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     39.00%    
Watch and special mention loans and leases          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases $ 179,800,000   $ 179,800,000   $ 145,000,000.0
National Lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Factoring, accounts receivable, advance rate 85.00%   85.00%    
Financing lease, term (no greater than) 84 months   84 months    
Proceeds from sales $ 8,524,000 57,661,000 $ 168,814,000 92,565,000  
TDRs recorded investment $ 1,400,000 100,000 5,500,000 1,700,000  
TDRs subsequent default, recorded investment     $ 1,300,000 0  
National Lending | Asset based lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Asset based lending, accounts receivable advance rate 85.00%   85.00%    
National Lending | SBA/USDA          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Originated loans held for sale     $ 63,400,000    
National Lending | Consumer credit products          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases to held for sale       39,500,000  
Originated loans held for sale       104,100,000  
Community Banking          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases to held for sale     $ 325,100,000    
Mortgage loan, loan-to-value ratio, appraised value     80.00%    
Maturity period of loans receivable     1 year    
Proceeds from sales $ 0 0 $ 271,681,000 0  
TDRs recorded investment 0 $ 700,000 600,000 700,000  
TDRs subsequent default, recorded investment     3,300,000 $ 900,000  
Community Banking | Multifamily real estate          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases 138,700,000   $ 138,700,000    
Community Banking | Multifamily real estate | Product Concentration Risk          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Mortgage loan, loan-to-value ratio, appraised value     69.00%    
Community Banking | Multifamily real estate | Product Concentration Risk | South Dakota and Iowa          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     94.00%    
Community Banking | Hospitality          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases 169,000,000.0   $ 169,000,000.0    
Community Banking | Hospitality | Product Concentration Risk          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     98.00%    
Mortgage loan, loan-to-value ratio, appraised value     60.00%    
Community Banking | Hospitality | Product Concentration Risk | South Dakota and Iowa          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     28.00%    
Community Banking | Consumer one-to-four family real estate and other          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     30 years    
Mortgage loan, loan-to-value ratio, appraised value     100.00%    
Mortgage loan, loan-to-value ratio, actual majority of loans (below)     80.00%    
Community Banking | Consumer one-to-four family real estate and other | Product Concentration Risk | South Dakota and Iowa          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     93.00%    
Community Banking | Home Equity Loan          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     5 years    
Loans and leases 4,000,000.0   $ 4,000,000.0    
Mortgage loan, loan-to-value ratio, appraised value     90.00%    
Community Banking | Home Equity Loan | Product Concentration Risk | South Dakota and Iowa          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     99.00%    
Community Banking | Agricultural operating loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     1 year    
Community Banking | Agricultural operating loans | Product Concentration Risk          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     70.00%    
Community Banking | Agricultural real estate loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Mortgage loan, loan-to-value ratio, appraised value     75.00%    
Community Banking | Agricultural real estate loans | Product Concentration Risk          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     30.00%    
Community Banking | Agricultural real estate and operating | Product Concentration Risk | South Dakota and Iowa          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Concentration risk, percentage     91.00%    
SBA/USDA | National Lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Loans and leases $ 48,400,000   $ 48,400,000    
Financing receivable, number of loans | loan 145   145    
Minimum | COVID-19 Pandemic          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Trial modifications, payment deferral period     30 days    
Minimum | National Lending | Term lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     3 years    
Minimum | National Lending | Asset based lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     1 year    
Asset based lending, inventory advance rate 40.00%   40.00%    
Minimum | National Lending | Insurance premium finance          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     9 months    
Policyholder down payment, percent 20.00%   20.00%    
Insurance premium finance, portfolio finances provided by investment grade-rated insurance company partners 99.00%   99.00%    
Minimum | National Lending | Consumer credit products | Installment Loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     12 months    
Minimum | National Lending | Consumer credit products | Line of Credit          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     6 months    
Minimum | Community Banking | Agricultural real estate loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     20 years    
Agricultural term of fixed rate loans     5 years    
Maximum | COVID-19 Pandemic          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Trial modifications, payment deferral period     6 months    
Maximum | National Lending | Term lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     25 years    
Debt instrument, weighted average life     53 months    
Maximum | National Lending | Asset based lending          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     3 years    
Asset based lending, inventory advance rate 50.00%   50.00%    
Maximum | National Lending | Insurance premium finance          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     10 months    
Policyholder down payment, percent 25.00%   25.00%    
Maximum | National Lending | Consumer credit products | Installment Loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     84 months    
Maximum | National Lending | Consumer credit products | Line of Credit          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     60 months    
Maximum | Community Banking          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     20 years    
Maximum | Community Banking | Agricultural real estate loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Debt instrument, term     25 years    
Agricultural term of fixed rate loans     10 years