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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2019
Interest and dividend income:      
Loans and leases, including fees $ 256,080 $ 261,128 $ 274,528
Mortgage-backed securities 12,155 9,028 11,390
Other investments 17,619 22,685 39,811
Total interest and dividend income 285,854 292,841 325,729
Interest expense:      
Deposits 1,593 22,616 46,648
FHLB advances and other borrowings 5,270 11,187 14,874
Total interest expense 6,863 33,803 61,522
Net interest income 278,991 259,038 264,207
Provision for credit losses 49,766 64,776 55,650
Net interest income after provision for credit losses 229,225 194,262 208,557
Noninterest income:      
Net gain realized on investment securities 6 51 729
Gain on divestitures 0 19,275 0
Gain on sale of other 11,515 4,425 7,831
Other income 26,240 14,641 9,975
Total noninterest income 270,904 239,794 222,545
Noninterest expense:      
Compensation and benefits 151,090 136,247 155,811
Refund transfer product expense 11,861 7,644 7,526
Tax advance product expense 2,564 2,723 3,102
Card processing 27,201 25,956 23,677
Occupancy and equipment expense 29,269 26,995 28,071
Operating lease equipment depreciation 30,987 32,831 26,181
Legal and consulting 31,341 20,858 17,310
Intangible amortization 8,545 10,997 17,711
Impairment expense 2,818 1,982 9,660
Other expense 48,007 52,818 44,111
Total noninterest expense 343,683 319,051 333,160
Income before income tax expense 156,446 115,005 97,942
Income tax expense (benefit) 10,701 5,661 (3,374)
Net income before noncontrolling interest 145,745 109,344 101,316
Net income attributable to noncontrolling interest 4,037 4,624 4,312
Net income attributable to parent $ 141,708 $ 104,720 $ 97,004
Earnings per common share:      
Basic (in dollars per share) $ 4.38 $ 2.94 $ 2.49
Diluted (in dollars per share) $ 4.38 $ 2.94 $ 2.49
Refund transfer product fees      
Noninterest income:      
Noninterest income: $ 37,967 $ 36,061 $ 39,198
Tax advance product fees      
Noninterest income:      
Noninterest income: 47,639 31,826 34,687
Payment card and deposit fees      
Noninterest income:      
Noninterest income: 107,182 87,379 87,130
Other bank and deposit fees      
Noninterest income:      
Noninterest income: 939 1,310 1,942
Rental income      
Noninterest income:      
Noninterest income: $ 39,416 $ 44,826 $ 41,053