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INCOME TAXES (Details) - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2019
Federal:      
Current $ 6,402 $ 3,148 $ 5,278
Deferred (3,909) (4,505) (14,831)
Federal income tax expense 2,493 (1,357) (9,553)
State:      
Current 5,938 4,860 5,649
Deferred 2,270 2,158 530
State tax expense 8,208 7,018 6,179
Income tax expense (benefit) 10,701 5,661 (3,374)
Deferred tax assets:      
Bad debts 15,946 13,968  
Deferred compensation 3,733 1,288  
Stock based compensation 3,314 4,073  
Valuation adjustments 4,111 5,343  
General business credits 49,196 37,888  
Accrued expenses 2,780 2,155  
Lease liability 9,206 6,798  
Other assets 4,253 3,215  
Gross deferred tax assets 92,539 74,728  
Deferred tax liabilities:      
Premises and equipment (3,328) (2,852)  
Intangibles (3,032) (2,114)  
Net unrealized gains on securities available for sale (2,471) (5,964)  
Leased assets (46,355) (35,279)  
Right-of-use assets (8,877) (6,550)  
Other liabilities (3,303) (4,246)  
Gross deferred tax liabilities (67,366) (57,005)  
Net deferred tax assets 25,173 17,723  
Amount      
Statutory federal income tax expense and rate 32,854 24,151 20,568
Change in tax rate resulting from:      
State income taxes net of federal benefits 6,452 5,444 5,000
162(m) disallowance 686 1,129 2,777
Tax exempt income (835) (1,212) (2,714)
General business credits (26,945) (22,284) (27,126)
Other, net (1,511) (1,567) (1,879)
Income tax expense (benefit) $ 10,701 $ 5,661 $ (3,374)
Rate      
Statutory federal income tax expense and rate (percent) 21.00% 21.00% 21.00%
State income taxes net of federal benefits (percent) 4.10% 4.70% 5.10%
162 (m) disallowance (percent) 0.40% 1.00% 2.80%
Tax exempt income (percent) (0.50%) (1.00%) (2.80%)
General business credits (percent) (17.20%) (19.40%) (27.70%)
Other, net (percent) (1.00%) (1.40%) (1.80%)
Total income tax expense (percent) 6.80% 4.90% (3.40%)
Gross deferred tax on state net operating loss carryforwards $ 2,700 $ 2,400  
Operating loss carryforwards reserved 2,700 2,400  
Tax credit, investment, amount 26,500 20,500 $ 27,100
Reconciliation for liabilities [Abstract]      
Balance at beginning of fiscal year 1,091 368  
Reductions for tax positions related to prior years (314)    
Additions for tax positions related to prior years   723  
Balance at end of fiscal year 777 $ 1,091 $ 368
Unrecognized tax benefits that, if recognized, would impact the effective rate 667    
Accrued interest related to unrecognized tax benefits $ 112