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LOANS AND LEASES, NET - Summary of Loans (Details) - USD ($) $ in Thousands | Dec. 31, 2020 | Sep. 30, 2020 | Dec. 31, 2019 | Sep. 30, 2019
--- | --- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | $ 3,439,564 | $ 3,314,140 |  |
Net deferred loan origination fees (costs) | 9,111 | 8,625 |  |
Total gross loans and leases | 3,448,675 | 3,322,765 |  |
Allowance for credit losses | (72,389) | (56,188) | $ (30,176) | $ (29,149)
Total loans and leases, net | 3,376,286 | 3,266,577 |  |
National Lending |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 3,085,622 | 2,828,576 |  |
Allowance for credit losses | (58,202) | (33,880) | (23,798) | (21,021)
National Lending | Term lending |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 881,306 | 805,323 |  |
Allowance for credit losses | (28,220) | (15,211) | (6,750) | (5,533)
National Lending | Asset based lending |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 242,298 | 182,419 |  |
Allowance for credit losses | (1,809) | (1,406) | (1,995) | (2,437)
National Lending | Factoring |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 275,650 | 281,173 |  |
Allowance for credit losses | (3,719) | (3,027) | (3,548) | (3,261)
National Lending | Lease financing |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 283,722 | 281,084 |  |
Allowance for credit losses | (6,784) | (7,023) | (1,695) | (1,275)
National Lending | Insurance premium finance |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 338,227 | 337,940 |  |
Allowance for credit losses | (1,285) | (2,129) | (970) | (1,024)
National Lending | SBA/USDA |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 300,707 | 318,387 |  |
Allowance for credit losses | (3,164) | (940) | (765) | (383)
National Lending | Other commercial finance |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 101,209 | 101,658 |  |
Allowance for credit losses | (479) | (182) | (160) | (683)
National Lending | Commercial finance |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 2,423,119 | 2,307,984 |  |
Allowance for credit losses | (45,460) | (29,918) | (15,883) | (14,596)
National Lending | Consumer credit products |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 88,595 | 89,809 |  |
Allowance for credit losses | (835) | (845) | (1,107) | (1,044)
National Lending | Other consumer finance |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 162,423 | 134,342 |  |
Allowance for credit losses | (10,176) | (2,821) | (4,889) | (5,118)
National Lending | Consumer finance |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 251,018 | 224,151 |  |
Allowance for credit losses | (11,011) | (3,666) | (5,996) | (6,162)
National Lending | Tax services |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 92,548 | 3,066 |  |
Allowance for credit losses | (1,412) | (2) | (1,650) | 0
National Lending | Warehouse finance |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 318,937 | 293,375 |  |
Allowance for credit losses | (319) | (294) | (269) | (263)
Community Banking |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 353,942 | 485,564 |  |
Allowance for credit losses | (14,187) | (22,308) | (6,378) | (8,218)
Community Banking | Commercial real estate and operating |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 339,141 | 457,371 |  |
Allowance for credit losses | (14,121) | (21,867) | (4,665) | (6,208)
Community Banking | Consumer one-to-four family real estate and other |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 5,077 | 16,486 |  |
Allowance for credit losses | (19) | (298) | (1,031) | (1,053)
Community Banking | Agricultural real estate and operating |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total loans and leases | 9,724 | 11,707 |  |
Allowance for credit losses | $ (47) | $ (143) | $ (682) | $ (867)

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