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SEGMENT REPORTING
 3 Months Ended
Dec. 31, 2020
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The Meta Payment Systems and Tax Services divisions, as well as the Consumer Credit Products and ClearBalance business lines, are reported in the Consumer segment. The Crestmark and AFS divisions are reported in the Commercial segment. The Community Bank division, Warehouse Finance, and Student Loan lending portfolio are included in the Corporate Services/Other segment. The Corporate Services/Other segment also includes certain shared services as well as treasury related functions such as the investment portfolio, wholesale deposits and borrowings. The Company does not report indirect general and administrative expenses in the Consumer and Commercial segments. Beginning October 1, 2020, Warehouse Finance, formerly reported in the Consumer segment, is now included in the Corporate Services/Other segment. Prior periods have been reclassified to conform to the current presentation.

The Company adopted ASU 2018-02 as of October 1, 2020. The amendments in this ASU allow for a reclassification from AOCI to Retained Earnings for stranded tax effects from the Tax Cuts and Jobs Act ("TCJA"). For the Company, these amendments are limited to any unrealized gains and losses held in Other Comprehensive Income for debt securities AFS held at the time of the TCJA enactment. The Company determined there were no stranded tax effects from the TCJA enactment and has not made any reclassification from AOCI to Retained Earnings upon adoption of this ASU.

The following tables present segment data for the Company:
Three Months Ended December 31, 2020
(Dollars in Thousands)ConsumerCommercial Corporate
Services/Other		Total
Net interest income$22,347 $41,848 $1,804 $65,999 
Provision for credit losses2,366 6,467 (2,744)6,089 
Noninterest income25,335 15,166 4,954 45,455 
Noninterest expense18,162 27,168 27,245 72,575 
Income (loss) before income tax expense (benefit)27,154 23,379 (17,743)32,790 
Total assets430,067 2,917,142 3,917,306 7,264,515 
Total goodwill87,145 222,360 — 309,505 
Total deposits5,884,638 13,230 309,923 6,207,791 
Three Months Ended December 31, 2019
(Dollars in Thousands)ConsumerCommercialCorporate
Services/Other		Total
Net interest income$16,557 $39,736 $8,358 $64,651 
Provision for loan and lease losses974 3,701 (1,268)3,407 
Noninterest income24,764 14,980 (2,261)37,483 
Noninterest expense16,741 26,726 32,331 75,798 
Income (loss) before income tax expense (benefit)23,606 24,289 (24,966)22,929 
Total assets447,963 2,494,253 3,238,710 6,180,926 
Total goodwill87,145 222,360 — 309,505 
Total deposits2,999,184 13,855 1,793,541 4,806,580