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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Mar. 31, 2021
Mar. 31, 2020
Interest and dividend income:        
Loans and leases, including fees $ 68,472 $ 70,493 $ 130,128 $ 139,195
Mortgage-backed securities 2,608 2,493 4,730 4,882
Other investments 4,589 6,417 8,956 12,952
Total interest and dividend income 75,669 79,403 143,814 157,029
Interest expense:        
Deposits 445 8,242 1,241 17,583
FHLB advances and other borrowings 1,374 3,424 2,724 7,058
Total interest expense 1,819 11,666 3,965 24,641
Net interest income 73,850 67,737 139,849 132,388
Provision for credit losses 30,290 37,296 36,379 40,703
Net interest income after provision for credit losses 43,560 30,441 103,470 91,685
Noninterest income:        
Securities available for sale, net 6 0 6 0
Gain on divestitures 0 19,275 0 19,275
Gain (loss) on sale of other 2,133 2,325 4,981 (244)
Other income 4,218 5,801 11,532 9,047
Total noninterest income 113,453 120,513 158,908 157,995
Noninterest expense:        
Compensation and benefits 43,932 34,260 76,263 68,529
Refund transfer product expense 6,146 7,449 6,207 7,621
Tax advance product expense 2,189 1,698 2,559 2,830
Card processing 7,212 6,696 13,329 12,303
Occupancy and equipment expense 6,748 7,013 13,636 13,668
Operating lease equipment depreciation 7,419 8,421 15,000 16,701
Legal and consulting 6,045 5,909 11,292 10,583
Intangible amortization 2,757 3,402 4,770 6,077
Impairment expense 554 507 1,713 750
Other expense 12,969 16,374 23,777 28,464
Total noninterest expense 95,971 91,729 168,546 167,526
Income before income tax expense 61,042 59,225 93,832 82,154
Income tax expense 1,133 5,617 4,665 6,297
Net income before noncontrolling interest 59,909 53,608 89,167 75,857
Net income attributable to noncontrolling interest 843 1,304 2,064 2,485
Net income attributable to parent $ 59,066 $ 52,304 $ 87,103 $ 73,372
Earnings per common share        
Basic (in dollars per share) $ 1.84 $ 1.45 $ 2.66 $ 2.00
Diluted (in dollars per share) $ 1.84 $ 1.45 $ 2.65 $ 2.00
Refund transfer product fees        
Noninterest income:        
Noninterest income: $ 22,680 $ 28,939 $ 23,327 $ 29,131
Total noninterest income 22,680 28,939 23,327 29,131
Tax advance product fees        
Noninterest income:        
Noninterest income: 44,562 29,536 46,522 31,812
Total noninterest income 44,562 29,536 46,522 31,812
Payment card and deposit fees        
Noninterest income:        
Noninterest income: 29,875 23,156 52,439 44,655
Total noninterest income 29,875 23,156 52,439 44,655
Other bank and deposit fees        
Noninterest income:        
Noninterest income: 133 381 370 868
Total noninterest income 133 381 370 868
Rental income        
Noninterest income:        
Noninterest income: 9,846 11,100 19,731 23,451
Total noninterest income $ 9,846 $ 11,100 $ 19,731 $ 23,451