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SEGMENT REPORTING
 9 Months Ended
Jun. 30, 2021
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The Meta Payment Systems and Tax Services divisions, as well as the Consumer Credit Products and ClearBalance business lines, are reported in the Consumer segment. The Crestmark and AFS divisions are reported in the Commercial segment. The Community Bank division, Warehouse Finance, and Student Loan lending portfolio are included in the Corporate Services/Other segment. The Corporate Services/Other segment also includes certain shared services as well as treasury related functions such as the investment portfolio, wholesale deposits and borrowings. The Company does not report indirect general and administrative expenses in the Consumer and Commercial segments. Beginning October 1, 2020, Warehouse Finance, formerly reported in the Consumer segment, is now included in the Corporate Services/Other segment. Prior periods have been reclassified to conform to the current presentation.
The Company adopted ASU 2018-02 as of October 1, 2020. The amendments in this ASU allow for a reclassification from AOCI to Retained Earnings for stranded tax effects from the Tax Cuts and Jobs Act of 2017 ("TCJA"). For the Company, these amendments are limited to any unrealized gains and losses held in Other Comprehensive Income for debt securities AFS held at the time of the TCJA enactment. The Company determined there were no stranded tax effects from the TCJA enactment and has not made any reclassification from AOCI to Retained Earnings upon adoption of this ASU.

The following tables present segment data for the Company:
Three Months Ended June 30, 2021
(Dollars in Thousands)ConsumerCommercial Corporate
Services/Other		Total
Net interest income$23,254 $44,728 $493 $68,475 
Provision (recovery) for credit losses4,507 870 (765)4,612 
Noninterest income43,229 17,988 1,236 62,453 
Noninterest expense20,561 28,604 32,358 81,523 
Income (loss) before income tax expense41,415 33,242 (29,864)44,793 
Total assets337,438 3,086,556 3,627,818 7,051,812 
Total goodwill87,145 222,360 — 309,505 
Total deposits5,715,197 8,941 164,733 5,888,871 

Three Months Ended June 30, 2020
(Dollars in Thousands)ConsumerCommercialCorporate
Services/Other		Total
Net interest income$25,754 $36,104 $279 $62,137 
Provision (recovery) for loan and lease losses(210)7,946 7,357 15,093 
Noninterest income26,254 13,920 874 41,048 
Noninterest expense15,282 26,729 29,230 71,241 
Income (loss) before income tax expense36,936 15,349 (35,434)16,851 
Total assets372,549 2,690,719 5,715,758 8,779,026 
Total goodwill87,145 222,360 — 309,505 
Total deposits6,767,516 9,243 813,566 7,590,325 

Nine Months Ended June 30, 2021
(Dollars in Thousands)ConsumerCommercialCorporate
Services/Other		Total
Net interest income$70,686 $128,980 $8,658 $208,324 
Provision (recovery) for credit losses34,893 9,540 (3,442)40,991 
Noninterest income166,605 47,094 7,662 221,361 
Noninterest expense68,912 83,601 97,555 250,068 
Income (loss) before income tax expense133,486 82,933 (77,793)138,626 
Total assets337,438 3,086,556 3,627,818 7,051,812 
Total goodwill87,145 222,360 — 309,505 
Total deposits5,715,197 8,941 164,733 5,888,871 
Nine Months Ended June 30, 2020
(Dollars in Thousands)ConsumerCommercialCorporate
Services/Other		Total
Net interest income$58,473 $112,866 $23,186 $194,525 
Provision for loan and lease losses20,334 23,641 11,821 55,796 
Noninterest income134,227 44,422 20,395 199,044 
Noninterest expense62,473 80,815 95,480 238,768 
Income (loss) before income tax expense109,893 52,832 (63,720)99,005 
Total assets372,549 2,690,719 5,715,758 8,779,026 
Total goodwill87,145 222,360 — 309,505 
Total deposits6,767,516 9,243 813,566 7,590,325