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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Interest and dividend income:        
Loans and leases, including fees $ 62,287 $ 59,911 $ 192,415 $ 199,107
Mortgage-backed securities 3,446 2,269 8,176 7,151
Other investments 4,250 5,226 13,207 18,176
Total interest and dividend income 69,983 67,406 213,798 224,434
Interest expense:        
Deposits 188 3,130 1,429 20,712
FHLB advances and other borrowings 1,320 2,139 4,045 9,197
Total interest expense 1,508 5,269 5,474 29,909
Net interest income 68,475 62,137 208,324 194,525
Provision (recovery) for credit losses 4,612 15,093 40,991 55,796
Net interest income after provision for credit losses 63,863 47,044 167,333 138,729
Noninterest income:        
Securities available for sale, net 0 0 6 0
Gain on divestitures 0 0 0 19,275
Gain (loss) on sale of other 5,955 1,214 10,935 969
Other income 4,017 2,464 15,550 11,512
Total noninterest income 62,453 41,048 221,361 199,044
Noninterest expense:        
Compensation and benefits 38,604 32,102 114,867 100,631
Refund transfer product expense 2,435 (139) 8,642 7,482
Tax advance product expense (25) (11) 2,534 2,820
Card processing 6,809 7,128 20,138 19,432
Occupancy and equipment expense 7,381 6,502 21,017 20,169
Operating lease equipment depreciation 8,122 8,536 23,122 25,237
Legal and consulting 5,680 4,660 16,972 15,242
Intangible amortization 2,013 2,636 6,784 8,714
Impairment expense 505 0 2,217 750
Other expense 9,999 9,827 33,775 38,291
Total noninterest expense 81,523 71,241 250,068 238,768
Income before income tax expense 44,793 16,851 138,626 99,005
Income tax expense (benefit) 4,934 (2,426) 9,600 3,870
Net income before noncontrolling interest 39,859 19,277 129,026 95,135
Net income attributable to noncontrolling interest 1,158 1,087 3,221 3,573
Net income attributable to parent $ 38,701 $ 18,190 $ 125,805 $ 91,562
Earnings per common share        
Basic (in dollars per share) $ 1.21 $ 0.53 $ 3.87 $ 2.54
Diluted (in dollars per share) $ 1.21 $ 0.53 $ 3.87 $ 2.54
Refund transfer product fees        
Noninterest income:        
Noninterest income: $ 12,073 $ 4,595 $ 35,400 $ 33,726
Total noninterest income 12,073 4,595 35,400 33,726
Tax advance product fees        
Noninterest income:        
Noninterest income: 891 28 47,413 31,840
Total noninterest income 891 28 47,413 31,840
Payment card and deposit fees        
Noninterest income:        
Noninterest income: 29,203 21,302 81,641 65,957
Total noninterest income 29,203 21,302 81,641 65,957
Other bank and deposit fees        
Noninterest income:        
Noninterest income: 338 214 709 1,083
Total noninterest income 338 214 709 1,083
Rental income        
Noninterest income:        
Noninterest income: 9,976 11,231 29,707 34,682
Total noninterest income $ 9,976 $ 11,231 $ 29,707 $ 34,682