XML 74 R60.htm IDEA: XBRL DOCUMENT
v3.22.2.2

LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Sep. 30, 2022 | Sep. 30, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | $ 68,281 | $ 56,188
Provision for credit losses | 28,862 | 49,939
Charge-offs | (61,061) | (57,273)
Recoveries | 9,865 | 6,654
Ending balance | 45,947 | 68,281
Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 0 | 12,773
Ending balance |  | 0
Unfunded Loan Commitment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 690 | 32
Provision for credit losses | (324) | (173)
Charge-offs | 0 | 0
Recoveries | 0 | 0
Ending balance | 366 | 690
Unfunded Loan Commitment | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 831
Total Committed Loans |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 68,971 | 56,220
Provision for credit losses | 28,538 | 49,766
Charge-offs | (61,061) | (57,273)
Recoveries | 9,865 | 6,654
Ending balance | 46,313 | 68,971
Total Committed Loans | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 13,604
National Lending | Term lending |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 29,351 | 15,211
Provision for credit losses | 4,850 | 16,944
Charge-offs | (12,629) | (14,090)
Recoveries | 3,049 | 1,287
Ending balance | 24,621 | 29,351
National Lending | Term lending | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 9,999
National Lending | Asset based lending |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 1,726 | 1,406
Provision for credit losses | (1,092) | 933
Charge-offs | (16) | (1,200)
Recoveries | 432 | 423
Ending balance | 1,050 | 1,726
National Lending | Asset based lending | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 164
National Lending | Factoring |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 3,997 | 3,027
Provision for credit losses | 11,699 | (1,192)
Charge-offs | (11,057) | 0
Recoveries | 1,917 | 1,175
Ending balance | 6,556 | 3,997
National Lending | Factoring | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 987
National Lending | Lease financing |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 7,629 | 7,023
Provision for credit losses | (2,062) | 3,758
Charge-offs | (301) | (2,969)
Recoveries | 636 | 373
Ending balance | 5,902 | 7,629
National Lending | Lease financing | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | (556)
National Lending | Insurance premium finance |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 1,394 | 2,129
Provision for credit losses | 597 | (555)
Charge-offs | (767) | (1,192)
Recoveries | 226 | 1,977
Ending balance | 1,450 | 1,394
National Lending | Insurance premium finance | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | (965)
National Lending | SBA/USDA |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 2,978 | 940
Provision for credit losses | 863 | (703)
Charge-offs | (652) | 0
Recoveries | 74 | 21
Ending balance | 3,263 | 2,978
National Lending | SBA/USDA | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 2,720
National Lending | Other commercial finance |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 1,168 | 182
Provision for credit losses | 142 | 622
Charge-offs | 0 | 0
Recoveries | 0 | 0
Ending balance | 1,310 | 1,168
National Lending | Other commercial finance | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 364
National Lending | Commercial finance |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 48,243 | 29,918
Provision for credit losses | 14,997 | 19,807
Charge-offs | (25,422) | (19,451)
Recoveries | 6,334 | 5,256
Ending balance | 44,152 | 48,243
National Lending | Commercial finance | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 12,713
National Lending | Consumer credit products |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 1,242 | 845
Provision for credit losses | 158 | 397
Charge-offs | 0 | 0
Recoveries | 0 | 0
Ending balance | 1,400 | 1,242
National Lending | Consumer credit products | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 0
National Lending | Other consumer finance |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 6,112 | 2,821
Provision for credit losses | (1,607) | 297
Charge-offs | (4,787) | (3,324)
Recoveries | 345 | 320
Ending balance | 63 | 6,112
National Lending | Other consumer finance | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 5,998
National Lending | Consumer finance |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 7,354 | 3,666
Provision for credit losses | (1,449) | 694
Charge-offs | (4,787) | (3,324)
Recoveries | 345 | 320
Ending balance | 1,463 | 7,354
National Lending | Consumer finance | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 5,998
National Lending | Tax services |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 2 | 2
Provision for credit losses | 28,093 | 33,276
Charge-offs | (30,852) | (34,354)
Recoveries | 2,762 | 1,078
Ending balance | 5 | 2
National Lending | Tax services | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | 0
National Lending | Warehouse finance |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 420 | 294
Provision for credit losses | (93) | 127
Charge-offs | 0 | 0
Recoveries | 0 | 0
Ending balance | 327 | 420
National Lending | Warehouse finance | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | (1)
Community Banking |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance | 12,262 | 22,308
Provision for credit losses | (12,686) | (3,965)
Charge-offs | 0 | (144)
Recoveries | 424 | 0
Ending balance | $ 0 | 12,262
Community Banking | Adjustment |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Beginning balance |  | $ (5,937)

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_UnfundedLoanCommitmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TotalCommittedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cash_NationalLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TermLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_AssetBasedLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_FactoringMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_LeaseFinancingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_PremiumFinanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_SBAUSDAMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_OtherCommercialFinanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_ConsumerCreditProductsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_OtherConsumerFinanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TaxServicesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_WarehouseAgreementBorrowingsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cash_CommunityBankingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |