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LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands | 3 Months Ended
--- | ---
Dec. 31, 2021 | Dec. 31, 2020
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | $ 68,281 |
Provision (Reversal) | 186 | $ 6,089
Ending Balance | 67,623 |
Total Committed Loans |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 68,281 | 56,188
Provision (Reversal) | 471 | 6,264
Charge-offs | (4,859) | (5,674)
Recoveries | 3,730 | 2,838
Ending Balance | 67,623 | 72,389
Total Committed Loans | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 12,773
Unfunded commitments |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 690 | 32
Provision (Reversal) | (285) | (175)
Charge-offs | 0 | 0
Recoveries | 0 | 0
Ending Balance | 405 | 688
Unfunded commitments | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 831
Total Loans |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 68,971 | 56,220
Provision (Reversal) | 186 | 6,089
Charge-offs | (4,859) | (5,674)
Recoveries | 3,730 | 2,838
Ending Balance | 68,028 | 73,077
Total Loans | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 13,604
National Lending | Term lending |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 29,351 | 15,211
Provision (Reversal) | (858) | 6,026
Charge-offs | (2,085) | (3,312)
Recoveries | 314 | 296
Ending Balance | 26,722 | 28,220
National Lending | Term lending | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 9,999
National Lending | Asset based lending |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 1,726 | 1,406
Provision (Reversal) | 911 | 839
Charge-offs | (16) | (600)
Recoveries | 137 | 0
Ending Balance | 2,758 | 1,809
National Lending | Asset based lending | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 164
National Lending | Factoring |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 3,997 | 3,027
Provision (Reversal) | 12,502 | (1,416)
Charge-offs | (1,275) | (1)
Recoveries | 18 | 1,122
Ending Balance | 15,242 | 3,719
National Lending | Factoring | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 987
National Lending | Lease financing |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 7,629 | 7,023
Provision (Reversal) | (822) | 1,112
Charge-offs | (16) | (876)
Recoveries | 66 | 81
Ending Balance | 6,857 | 6,784
National Lending | Lease financing | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | (556)
National Lending | Insurance premium finance |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 1,394 | 2,129
Provision (Reversal) | (270) | 488
Charge-offs | (177) | (656)
Recoveries | 97 | 289
Ending Balance | 1,044 | 1,285
National Lending | Insurance premium finance | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | (965)
National Lending | SBA/USDA |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 2,978 | 940
Provision (Reversal) | 233 | (497)
Charge-offs | (217) | 0
Recoveries | 2 | 1
Ending Balance | 2,996 | 3,164
National Lending | SBA/USDA | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 2,720
National Lending | Other commercial finance |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 1,168 | 182
Provision (Reversal) | 181 | (67)
Charge-offs | 0 | 0
Recoveries | 0 | 0
Ending Balance | 1,349 | 479
National Lending | Other commercial finance | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 364
National Lending | Commercial finance |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 48,243 | 29,918
Provision (Reversal) | 11,877 | 6,485
Charge-offs | (3,786) | (5,445)
Recoveries | 634 | 1,789
Ending Balance | 56,968 | 45,460
National Lending | Commercial finance | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 12,713
National Lending | Consumer credit products |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 1,242 | 845
Provision (Reversal) | 385 | (10)
Charge-offs | 0 | 0
Recoveries | 0 | 0
Ending Balance | 1,627 | 835
National Lending | Consumer credit products | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 0
National Lending | Other consumer finance |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 6,112 | 2,821
Provision (Reversal) | 1,560 | 1,482
Charge-offs | (819) | (218)
Recoveries | 107 | 93
Ending Balance | 6,960 | 10,176
National Lending | Other consumer finance | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 5,998
National Lending | Consumer finance |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 7,354 | 3,666
Provision (Reversal) | 1,945 | 1,472
Charge-offs | (819) | (218)
Recoveries | 107 | 93
Ending Balance | 8,587 | 11,011
National Lending | Consumer finance | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 5,998
National Lending | Tax services |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 2 | 2
Provision (Reversal) | (714) | 454
Charge-offs | (254) | 0
Recoveries | 2,567 | 956
Ending Balance | 1,601 | 1,412
National Lending | Tax services | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | 0
National Lending | Warehouse finance |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 420 | 294
Provision (Reversal) | 47 | 26
Charge-offs | 0 | 0
Recoveries | 0 | 0
Ending Balance | 467 | 319
National Lending | Warehouse finance | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | (1)
Community Banking |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance | 12,262 | 22,308
Provision (Reversal) | (12,684) | (2,173)
Charge-offs | 0 | (11)
Recoveries | 422 | 0
Ending Balance | $ 0 | 14,187
Community Banking | Adjustment |  |
Allowance for Credit Losses [Roll Forward] |  |
Beginning Balance |  | $ (5,937)

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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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