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SEGMENT REPORTING
 3 Months Ended
Dec. 31, 2021
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The Meta Payments and Tax Services divisions, as well as the Consumer Credit Products and ClearBalance business lines, are reported in the Consumer segment. The Crestmark and AFS divisions are reported in the Commercial segment. The Community Bank division and Student Loan lending portfolio are included in the Corporate Services/Other segment. The Corporate Services/Other segment also includes certain shared services as well as treasury related functions such as the investment portfolio, warehouse finance, wholesale deposits and borrowings. The Company does not report indirect general and administrative expenses in the Consumer and Commercial segments.

The following tables present segment data for the Company:
Three Months Ended December 31, 2021
(Dollars in thousands)ConsumerCommercialCorporate Services/OtherTotal
Net interest income$26,271 $44,926 $416 $71,613 
Provision (reversal of) for credit losses1,262 11,591 (12,667)186 
Noninterest income27,709 18,957 39,925 86,591 
Noninterest expense19,661 33,046 29,729 82,436 
Income (loss) before income tax expense33,057 19,246 23,279 75,582 
Total assets550,336 3,260,619 3,798,703 7,609,658 
Total goodwill87,145 222,360 — 309,505 
Total deposits6,325,193 6,840 193,536 6,525,569 

Three Months Ended December 31, 2020
(Dollars in thousands)ConsumerCommercialCorporate Services/OtherTotal
Net interest income$22,347 $41,848 $1,804 $65,999 
Provision (reversal of) for credit losses2,366 6,467 (2,744)6,089 
Noninterest income25,335 15,166 4,954 45,455 
Noninterest expense18,162 27,168 27,245 72,575 
Income (loss) before income tax expense27,154 23,379 (17,743)32,790 
Total assets430,067 2,917,142 3,917,306 7,264,515 
Total goodwill87,145 222,360 — 309,505 
Total deposits5,884,638 13,230 309,923 6,207,791