XML 16 R4.htm IDEA: XBRL DOCUMENT v3.22.0.1
Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Interest and dividend income:    
Loans and leases, including fees $ 65,035 $ 61,655
Mortgage-backed securities 3,864 2,123
Other investments 3,992 4,368
Total interest and dividend income 72,891 68,146
Interest expense:    
Deposits 141 797
FHLB advances and other borrowings 1,137 1,350
Total interest expense 1,278 2,147
Net interest income 71,613 65,999
Provision for credit losses 186 6,089
Net interest income after provision for credit losses 71,427 59,910
Noninterest income:    
Net realized (gain) on securities available for sale, net 137 0
Gain on sale of trademarks 50,000 0
(Loss) gain on sale of other (3,465) 2,847
Other income 1,661 7,315
Total noninterest income 86,591 45,455
Non-interest expense:    
Compensation and benefits 38,225 32,331
Refund transfer product expense 138 61
Tax advance product expense 183 370
Card processing 7,172 6,117
Occupancy and equipment expense 8,349 6,888
Operating lease equipment depreciation 8,449 7,581
Legal and consulting 6,208 5,247
Intangible amortization 1,488 2,013
Impairment expense 0 1,159
Other expense 12,224 10,808
Total noninterest expense 82,436 72,575
Income before income tax expense 75,582 32,790
Income tax expense 14,276 3,533
Net income before noncontrolling interest 61,306 29,257
Net income (loss) attributable to noncontrolling interest (18) 1,220
Net income attributable to parent $ 61,324 $ 28,037
Earnings per common share:    
Basic (in dollars per share) $ 2.00 $ 0.84
Diluted (in dollars per share) $ 2.00 $ 0.84
Refund transfer product fees    
Noninterest income:    
Noninterest income $ 579 $ 647
Tax advance product fees    
Noninterest income:    
Noninterest income 1,233 1,960
Payments card and deposit fees    
Noninterest income:    
Noninterest income 25,132 22,564
Other bank and deposit fees    
Noninterest income:    
Noninterest income 237 237
Rental income    
Noninterest income:    
Noninterest income $ 11,077 $ 9,885