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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Mar. 31, 2022
Mar. 31, 2021
Interest and dividend income:        
Loans and leases, including fees $ 75,540 $ 68,472 $ 140,575 $ 130,128
Mortgage-backed securities 5,446 2,608 9,310 4,730
Other investments 4,191 4,589 8,183 8,956
Total interest and dividend income 85,177 75,669 158,068 143,814
Interest expense:        
Deposits 165 445 306 1,241
FHLB advances and other borrowings 1,212 1,374 2,349 2,724
Total interest expense 1,377 1,819 2,655 3,965
Net interest income 83,800 73,850 155,413 139,849
Provision for credit losses 32,302 30,290 32,488 36,379
Net interest income after provision for credit losses 51,498 43,560 122,925 103,470
Noninterest income:        
Net realized (gain) on securities available for sale, net 260 6 397 6
Gain on sale of trademarks 0 0 50,000 0
Gain (loss) on sale of other 626 2,133 (2,839) 4,981
Other income 3,881 4,218 5,542 11,532
Total noninterest income 109,766 113,453 196,357 158,908
Noninterest expense:        
Compensation and benefits 45,047 43,932 83,272 76,263
Refund transfer product expense 6,260 6,146 6,398 6,207
Tax advance product expense 2,002 2,189 2,185 2,559
Card processing 7,457 7,212 14,629 13,329
Occupancy and equipment expense 8,500 6,748 16,849 13,636
Operating lease equipment depreciation 8,737 7,419 17,185 15,000
Legal and consulting 9,347 6,045 15,555 11,292
Intangible amortization 2,169 2,757 3,657 4,770
Impairment expense 0 554 0 1,713
Other expense 13,641 12,969 25,866 23,777
Total noninterest expense 103,160 95,971 185,596 168,546
Income before income tax expense 58,104 61,042 133,686 93,832
Income tax expense 8,002 1,133 22,278 4,665
Net income before noncontrolling interest 50,102 59,909 111,408 89,167
Net income attributable to noncontrolling interest 851 843 833 2,064
Net income attributable to parent $ 49,251 $ 59,066 $ 110,575 $ 87,103
Earnings per common share:        
Basic (in dollars per share) $ 1.66 $ 1.84 $ 3.66 $ 2.66
Diluted (in dollars per share) $ 1.66 $ 1.84 $ 3.66 $ 2.65
Refund transfer product fees        
Noninterest income:        
Noninterest income $ 27,805 $ 22,680 $ 28,384 $ 23,327
Tax advance product fees        
Noninterest income:        
Noninterest income 39,299 44,562 40,532 46,522
Payments card and deposit fees        
Noninterest income:        
Noninterest income 26,270 29,875 51,402 52,439
Other bank and deposit fees        
Noninterest income:        
Noninterest income 250 133 487 370
Rental income        
Noninterest income:        
Noninterest income $ 11,375 $ 9,846 $ 22,452 $ 19,731