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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Interest and dividend income:        
Loans and leases, including fees $ 62,541 $ 62,287 $ 203,115 $ 192,415
Mortgage-backed securities 7,381 3,446 16,690 8,176
Other investments 3,984 4,250 12,169 13,207
Total interest and dividend income 73,906 69,983 231,974 213,798
Interest expense:        
Deposits 94 188 400 1,429
FHLB advances and other borrowings 1,661 1,320 4,010 4,045
Total interest expense 1,755 1,508 4,410 5,474
Net interest income 72,151 68,475 227,564 208,324
Provision for credit losses (1,302) 4,612 31,186 40,991
Net interest income after provision for credit losses 73,453 63,863 196,378 167,333
Noninterest income:        
Gain on sale of securities 198 0 595 6
Gain on sale of trademarks 0 0 50,000 0
Gain (loss) on sale of other 1,239 5,955 (1,601) 10,935
Other income 5,271 4,017 10,811 15,550
Total noninterest income 53,994 62,453 250,351 221,361
Noninterest expense:        
Compensation and benefits 45,091 38,604 128,364 114,867
Refund transfer product expense 2,457 2,435 8,855 8,642
Tax advance product expense (29) (25) 2,156 2,534
Card processing 8,438 6,809 23,067 20,138
Occupancy and equipment expense 8,996 7,381 25,845 21,017
Operating lease equipment depreciation 9,145 8,122 26,331 23,122
Legal and consulting 11,724 5,680 27,279 16,972
Intangible amortization 1,532 2,013 5,188 6,784
Impairment expense 670 505 670 2,217
Other expense 8,626 9,999 34,491 33,775
Total noninterest expense 96,650 81,523 282,246 250,068
Income before income tax expense 30,797 44,793 164,483 138,626
Income tax expense 6,958 4,934 29,236 9,600
Net income before noncontrolling interest 23,839 39,859 135,247 129,026
Net income attributable to noncontrolling interest 1,448 1,158 2,281 3,221
Net income attributable to parent $ 22,391 $ 38,701 $ 132,966 $ 125,805
Earnings per common share:        
Basic (in dollars per share) $ 0.76 $ 1.21 $ 4.44 $ 3.87
Diluted (in dollars per share) $ 0.76 $ 1.21 $ 4.44 $ 3.87
Refund transfer product fees        
Noninterest income:        
Noninterest income $ 10,289 $ 12,073 $ 38,674 $ 35,400
Tax advance product fees        
Noninterest income:        
Noninterest income (20) 891 40,513 47,413
Payments card and deposit fees        
Noninterest income:        
Noninterest income 24,673 29,203 76,075 81,641
Other bank and deposit fees        
Noninterest income:        
Noninterest income 262 338 750 709
Rental income        
Noninterest income:        
Noninterest income $ 12,082 $ 9,976 $ 34,534 $ 29,707