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SEGMENT REPORTING
 12 Months Ended
Sep. 30, 2023
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
 
An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.
The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The BaaS business line is reported in the Consumer segment. The Commercial Finance business line is reported in the Commercial segment. The Corporate Services/Other segment includes certain shared services as well as treasury related functions such as the investment portfolio, warehouse finance, wholesale deposits, and borrowings.

The following tables present segment data for the Company:
Fiscal Year Ended September 30, 2023
(Dollars in thousands)ConsumerCommercialCorporate Services/OtherTotal
Net interest income$154,316 $195,239 $38,306 $387,861 
Provision for (reversal of) credit losses38,920 18,384 50 57,354 
Noninterest income233,544 66,051 17,004 316,599 
Noninterest expense165,782 141,627 157,566 464,975 
Income (loss) before income tax expense183,158 101,279 (102,306)182,131 
Total assets492,964 4,179,914 2,862,665 7,535,543 
Total goodwill87,145 222,360 — 309,505 
Total deposits6,376,467 5,958 206,757 6,589,182 
Fiscal Year Ended September 30, 2022
(Dollars in thousands)ConsumerCommercialCorporate Services/OtherTotal
Net interest income$98,366 $187,209 $21,749 $307,324 
Provision for (reversal of) credit losses30,680 14,674 (16,816)28,538 
Noninterest income189,252 68,412 36,143 293,807 
Noninterest expense99,589 128,904 156,782 385,275 
Income (loss) before income tax expense157,349 112,043 (82,074)187,318 
Total assets356,994 3,487,461 2,902,955 6,747,410 
Total goodwill87,145 222,360 — 309,505 
Total deposits5,695,776 8,965 161,296 5,866,037 
Fiscal Year Ended September 30, 2021
(Dollars in thousands)ConsumerCommercialCorporate Services/OtherTotal
Net interest income$91,489 $173,969 $13,533 $278,991 
Provision for (reversal of) credit losses35,765 19,791 (5,790)49,766 
Noninterest income195,708 61,813 13,383 270,904 
Noninterest expense90,792 114,925 137,966 343,683 
Income (loss) before income tax expense160,640 101,066 (105,260)156,446 
Total assets354,441 3,208,889 3,127,320 6,690,650 
Total goodwill87,145 222,360 — 309,505 
Total deposits5,342,192 6,625 166,154 5,514,971