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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2021
Interest and dividend income:      
Loans and leases, including fees $ 323,602 $ 268,078 $ 256,080
Mortgage-backed securities 41,197 26,846 12,155
Other investments 33,936 17,272 17,619
Total interest and dividend income 398,735 312,196 285,854
Interest expense:      
Deposits 4,356 500 1,593
FHLB advances and other borrowings 6,518 4,372 5,270
Total interest expense 10,874 4,872 6,863
Net interest income 387,861 307,324 278,991
Provision for (reversal of) credit losses 57,354 28,538 49,766
Net interest income after provision for credit losses 330,507 278,786 229,225
Noninterest income:      
Gain (loss) on sale of securities 91 (1,287) 6
Gain on sale of trademarks 10,000 50,000 0
Gain (loss) on sale of other 2,572 (4,920) 11,515
Other income 22,115 17,357 26,240
Total noninterest income 316,599 293,807 270,904
Noninterest expense:      
Compensation and benefits 184,318 171,126 151,090
Refund transfer product expense 9,723 8,908 11,861
Refund advance expense 1,863 2,157 2,564
Card processing 105,498 38,785 27,201
Occupancy and equipment expense 34,691 34,909 29,269
Operating lease equipment depreciation 45,710 35,636 30,987
Legal and consulting 27,102 40,634 31,341
Intangible amortization 4,971 6,585 8,545
Impairment expense 3,273 670 2,818
Other expense 47,826 45,865 48,007
Total noninterest expense 464,975 385,275 343,683
Income before income tax expense 182,131 187,318 156,446
Income tax expense 16,324 27,964 10,701
Net income before noncontrolling interest 165,807 159,354 145,745
Net income attributable to noncontrolling interest 2,192 2,968 4,037
Net income attributable to parent $ 163,615 $ 156,386 $ 141,708
Earnings per common share:      
Basic (in dollars per share) $ 6.01 $ 5.26 $ 4.38
Diluted (in dollars per share) $ 5.99 $ 5.26 $ 4.38
Refund transfer product fees      
Noninterest income:      
Noninterest income: $ 39,452 $ 39,809 $ 37,967
Refund advance fee income      
Noninterest income:      
Noninterest income: 37,433 40,557 47,639
Card and deposit fees      
Noninterest income:      
Noninterest income: 150,746 105,733 108,121
Rental income      
Noninterest income:      
Noninterest income: $ 54,190 $ 46,558 $ 39,416