XML 81 R66.htm IDEA: XBRL DOCUMENT v3.23.3
LOANS AND LEASES, NET - Past Due Loans (Details) - USD ($)
$ in Thousands
Sep. 30, 2023
Sep. 30, 2022
Financing Receivable, Past Due [Line Items]    
Loans and leases $ 4,366,116 $ 3,536,305
Consumer finance    
Financing Receivable, Past Due [Line Items]    
Loans and leases 254,400 169,700
Tax services    
Financing Receivable, Past Due [Line Items]    
Loans and leases 5,200 9,100
Accruing and Nonaccruing Loans and Leases    
Financing Receivable, Past Due [Line Items]    
Loans and leases 4,437,460 3,550,351
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 27,052 28,203
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 12,117 8,817
Accruing and Nonaccruing Loans and Leases | Greater Than 89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 27,950 19,534
Accruing and Nonaccruing Loans and Leases | Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 67,119 56,554
Accruing and Nonaccruing Loans and Leases | Not Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 4,370,341 3,493,797
Accruing and Nonaccruing Loans and Leases | Loans held for sale | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 77,779 21,071
Accruing and Nonaccruing Loans and Leases | Loans held for sale | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 626 0
Accruing and Nonaccruing Loans and Leases | Loans held for sale | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 549 0
Accruing and Nonaccruing Loans and Leases | Loans held for sale | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 306 0
Accruing and Nonaccruing Loans and Leases | Loans held for sale | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 1,481 0
Accruing and Nonaccruing Loans and Leases | Loans held for sale | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 76,298 21,071
Accruing and Nonaccruing Loans and Leases | Term lending | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 1,308,133 1,090,289
Accruing and Nonaccruing Loans and Leases | Term lending | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 13,898 14,066
Accruing and Nonaccruing Loans and Leases | Term lending | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 7,723 2,576
Accruing and Nonaccruing Loans and Leases | Term lending | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 11,136 4,458
Accruing and Nonaccruing Loans and Leases | Term lending | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 32,757 21,100
Accruing and Nonaccruing Loans and Leases | Term lending | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 1,275,376 1,069,189
Accruing and Nonaccruing Loans and Leases | Asset-based lending | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 382,371 351,696
Accruing and Nonaccruing Loans and Leases | Asset-based lending | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Asset-based lending | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Asset-based lending | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 123 68
Accruing and Nonaccruing Loans and Leases | Asset-based lending | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 123 68
Accruing and Nonaccruing Loans and Leases | Asset-based lending | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 382,248 351,628
Accruing and Nonaccruing Loans and Leases | Factoring | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 358,344 372,595
Accruing and Nonaccruing Loans and Leases | Factoring | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Factoring | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Factoring | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Factoring | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Factoring | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 358,344 372,595
Accruing and Nonaccruing Loans and Leases | Lease financing | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 183,392 210,692
Accruing and Nonaccruing Loans and Leases | Lease financing | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 6,865 8,265
Accruing and Nonaccruing Loans and Leases | Lease financing | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 158 2,253
Accruing and Nonaccruing Loans and Leases | Lease financing | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 4,828 1,714
Accruing and Nonaccruing Loans and Leases | Lease financing | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 11,851 12,232
Accruing and Nonaccruing Loans and Leases | Lease financing | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 171,541 198,460
Accruing and Nonaccruing Loans and Leases | Insurance premium finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 800,077 479,754
Accruing and Nonaccruing Loans and Leases | Insurance premium finance | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,159 2,550
Accruing and Nonaccruing Loans and Leases | Insurance premium finance | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 1,262 1,379
Accruing and Nonaccruing Loans and Leases | Insurance premium finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,339 1,628
Accruing and Nonaccruing Loans and Leases | Insurance premium finance | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 5,760 5,557
Accruing and Nonaccruing Loans and Leases | Insurance premium finance | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 794,317 474,197
Accruing and Nonaccruing Loans and Leases | SBA/USDA | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 524,750 359,238
Accruing and Nonaccruing Loans and Leases | SBA/USDA | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 512 0
Accruing and Nonaccruing Loans and Leases | SBA/USDA | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | SBA/USDA | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 1,835 0
Accruing and Nonaccruing Loans and Leases | SBA/USDA | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,347 0
Accruing and Nonaccruing Loans and Leases | SBA/USDA | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 522,403 359,238
Accruing and Nonaccruing Loans and Leases | Other commercial finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 166,091 159,409
Accruing and Nonaccruing Loans and Leases | Other commercial finance | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Other commercial finance | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Other commercial finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 91 0
Accruing and Nonaccruing Loans and Leases | Other commercial finance | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 91 0
Accruing and Nonaccruing Loans and Leases | Other commercial finance | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 166,000 159,409
Accruing and Nonaccruing Loans and Leases | Commercial finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 3,723,158 3,023,673
Accruing and Nonaccruing Loans and Leases | Commercial finance | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 23,434 24,881
Accruing and Nonaccruing Loans and Leases | Commercial finance | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 9,143 6,208
Accruing and Nonaccruing Loans and Leases | Commercial finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 20,352 7,868
Accruing and Nonaccruing Loans and Leases | Commercial finance | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 52,929 38,957
Accruing and Nonaccruing Loans and Leases | Commercial finance | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 3,670,229 2,984,716
Accruing and Nonaccruing Loans and Leases | Consumer finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 254,416 169,659
Accruing and Nonaccruing Loans and Leases | Consumer finance | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,992 3,322
Accruing and Nonaccruing Loans and Leases | Consumer finance | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,425 2,609
Accruing and Nonaccruing Loans and Leases | Consumer finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,210 2,793
Accruing and Nonaccruing Loans and Leases | Consumer finance | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 7,627 8,724
Accruing and Nonaccruing Loans and Leases | Consumer finance | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 246,789 160,935
Accruing and Nonaccruing Loans and Leases | Tax services | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 5,192 9,098
Accruing and Nonaccruing Loans and Leases | Tax services | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Tax services | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Tax services | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 5,082 8,873
Accruing and Nonaccruing Loans and Leases | Tax services | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 5,082 8,873
Accruing and Nonaccruing Loans and Leases | Tax services | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 110 225
Accruing and Nonaccruing Loans and Leases | Warehouse finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 376,915 326,850
Accruing and Nonaccruing Loans and Leases | Warehouse finance | 30-59 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Warehouse finance | 60-89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Warehouse finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Warehouse finance | Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Accruing and Nonaccruing Loans and Leases | Warehouse finance | Not Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 376,915 326,850
Accruing and Nonaccruing Loans and Leases | Total loans and leases held for investment    
Financing Receivable, Past Due [Line Items]    
Loans and leases 4,359,681 3,529,280
Accruing and Nonaccruing Loans and Leases | Total loans and leases held for investment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 26,426 28,203
Accruing and Nonaccruing Loans and Leases | Total loans and leases held for investment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 11,568 8,817
Accruing and Nonaccruing Loans and Leases | Total loans and leases held for investment | Greater Than 89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 27,644 19,534
Accruing and Nonaccruing Loans and Leases | Total loans and leases held for investment | Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 65,638 56,554
Accruing and Nonaccruing Loans and Leases | Total loans and leases held for investment | Not Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 4,294,043 3,472,726
Nonperforming Loans and Leases    
Financing Receivable, Past Due [Line Items]    
Loans and leases 56,212 29,183
Non-accrual balance 37,372 13,375
Nonperforming Loans and Leases | Greater Than 89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases 18,840 15,808
Nonperforming Loans and Leases | Loans held for sale | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 306 0
Non-accrual balance 0 0
Nonperforming Loans and Leases | Loans held for sale | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 306 0
Nonperforming Loans and Leases | Term lending | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 19,061 9,611
Non-accrual balance 15,324 7,576
Nonperforming Loans and Leases | Term lending | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 3,737 2,035
Nonperforming Loans and Leases | Asset-based lending | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 18,082 68
Non-accrual balance 18,082 29
Nonperforming Loans and Leases | Asset-based lending | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 39
Nonperforming Loans and Leases | Factoring | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 1,298 569
Non-accrual balance 1,298 569
Nonperforming Loans and Leases | Factoring | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Nonperforming Loans and Leases | Lease financing | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 5,908 4,190
Non-accrual balance 1,666 3,750
Nonperforming Loans and Leases | Lease financing | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 4,242 440
Nonperforming Loans and Leases | Insurance premium finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,339 1,628
Non-accrual balance 0 0
Nonperforming Loans and Leases | Insurance premium finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,339 1,628
Nonperforming Loans and Leases | SBA/USDA | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 1,835 1,451
Non-accrual balance 1,002 1,451
Nonperforming Loans and Leases | SBA/USDA | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 833 0
Nonperforming Loans and Leases | Other commercial finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 91 0
Non-accrual balance 0 0
Nonperforming Loans and Leases | Other commercial finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 91 0
Nonperforming Loans and Leases | Commercial finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 48,614 17,517
Non-accrual balance 37,372 13,375
Nonperforming Loans and Leases | Commercial finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 11,242 4,142
Nonperforming Loans and Leases | Consumer finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,210 2,793
Non-accrual balance 0 0
Nonperforming Loans and Leases | Consumer finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 2,210 2,793
Nonperforming Loans and Leases | Tax services | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 5,082 8,873
Non-accrual balance 0 0
Nonperforming Loans and Leases | Tax services | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 5,082 8,873
Nonperforming Loans and Leases | Warehouse finance | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Non-accrual balance 0 0
Nonperforming Loans and Leases | Warehouse finance | Greater Than 89 Days Past Due | National Lending    
Financing Receivable, Past Due [Line Items]    
Loans and leases 0 0
Nonperforming Loans and Leases | Total loans and leases held for investment    
Financing Receivable, Past Due [Line Items]    
Loans and leases 55,906 29,183
Non-accrual balance 37,372 13,375
Nonperforming Loans and Leases | Total loans and leases held for investment | Greater Than 89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Loans and leases $ 18,534 $ 15,808