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INCOME TAXES (Details) - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2021
Federal:      
Current $ 8,682 $ 5,657 $ 6,402
Deferred (1,168) 12,900 (3,909)
Federal income tax expense 7,514 18,557 2,493
State:      
Current 7,817 4,720 5,938
Deferred 993 4,687 2,270
State tax expense 8,810 9,407 8,208
Income tax expense 16,324 27,964 10,701
Deferred tax assets:      
Bad debts 11,606 10,636  
Deferred compensation 3,739 2,652  
Stock based compensation 3,916 3,521  
Valuation adjustments 393 3,047  
General business credits 59,783 52,684  
Accrued expenses 2,558 1,948  
Lease liability 7,210 8,074  
Net unrealized loss on securities available for sale 84,908 71,336  
Other assets 4,193 2,662  
Gross deferred tax assets 178,306 156,560  
Deferred tax liabilities:      
Premises and equipment (2,016) (3,148)  
Intangibles (5,862) (4,099)  
Leased assets (66,877) (58,592)  
Right-of-use assets (6,877) (7,758)  
Other liabilities (1,349) (1,170)  
Gross deferred tax liabilities (82,981) (74,767)  
Net deferred tax assets 95,325 81,793  
Amount      
Statutory federal income tax expense and rate 38,248 38,714 32,854
Change in tax rate resulting from:      
State income taxes net of federal benefits 7,047 7,413 6,452
162(m) disallowance 919 1,125 686
Tax exempt income (783) (743) (835)
General business credits (28,633) (17,589) (26,945)
Other, net (474) (956) (1,511)
Income tax expense $ 16,324 $ 27,964 $ 10,701
Rate      
Statutory federal income tax expense and rate (percent) 21.00% 21.00% 21.00%
State income taxes net of federal benefits (percent) 3.90% 4.00% 4.10%
162 (m) disallowance (percent) 0.50% 0.40% 0.40%
Tax exempt income (percent) (0.40%) (0.40%) (0.50%)
General business credits (percent) (15.70%) (9.50%) (17.20%)
Other, net (percent) (0.30%) (0.30%) (1.00%)
Total income tax expense (percent) 9.00% 15.20% 6.80%
Gross deferred tax on state net operating loss carryforwards $ 2,700 $ 2,900  
Operating loss carryforwards reserved 2,700 2,900  
Tax credit, investment, amount 27,400 16,800 $ 26,500
Reconciliation for liabilities [Abstract]      
Balance at beginning of fiscal year 645 777  
Reductions for tax positions related to prior years (124) (132)  
Balance at end of fiscal year 521 $ 645 $ 777
Unrecognized tax benefits that, if recognized, would impact the effective rate 164    
Accrued interest related to unrecognized tax benefits $ 80