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SEGMENT REPORTING
 3 Months Ended
Dec. 31, 2022
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The BaaS business line is reported in the Consumer segment. The Commercial Finance business line is reported in the Commercial segment. The Corporate Services/Other segment includes certain shared services as well as treasury related functions such as the investment portfolio, warehouse finance, wholesale deposits and borrowings.
The following tables present segment data for the Company:
(Dollars in thousands)ConsumerCommercialCorporate Services/OtherTotal
Three Months Ended December 31,20222021202220212022202120222021
Net interest income$34,272 $26,110 $42,324 $45,087 $7,461 $416 $84,057 $71,613 
Provision (reversal of) for credit losses3,240 1,262 6,583 11,591 (47)(12,667)9,776 186 
Noninterest income39,539 27,709 14,362 18,957 11,876 39,925 65,777 86,591 
Noninterest expense34,494 19,661 32,749 33,046 37,816 29,729 105,059 82,436 
Income (loss) before income tax expense36,077 32,896 17,354 19,407 (18,432)23,279 34,999 75,582 
Total assets393,898 550,336 3,476,942 3,260,619 2,788,385 3,798,703 6,659,225 7,609,658 
Total goodwill87,145 87,145 222,360 222,360 — — 309,505 309,505 
Total deposits5,624,919 6,325,193 6,628 6,840 157,585 193,536 5,789,132 6,525,569