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v3.23.1

LOANS AND LEASES, NET - Summary of Loans (Details) - USD ($) $ in Thousands | Mar. 31, 2023 | Dec. 31, 2022 | Sep. 30, 2022 | Mar. 31, 2022 | Dec. 31, 2021 | Sep. 30, 2021
--- | --- | --- | --- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | $ 3,719,898 |  | $ 3,529,280 |  |  |
Net deferred loan origination costs | 5,718 |  | 7,025 |  |  |
Total gross loans and leases | 3,725,616 |  | 3,536,305 |  |  |
Allowance for credit losses | (84,304) |  | (45,947) |  |  |
Total loans and leases, net | 3,641,312 |  | 3,490,358 |  |  |
National Lending | Term lending |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 1,235,453 |  | 1,090,289 |  |  |
Allowance for credit losses | (28,415) | $ (26,752) | (24,621) | $ (27,568) | $ (26,722) | $ (29,351)
National Lending | Asset based lending |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 377,965 |  | 351,696 |  |  |
Allowance for credit losses | (1,081) | (3,903) | (1,050) | (2,583) | (2,758) | (1,726)
National Lending | Factoring |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 338,884 |  | 372,595 |  |  |
Allowance for credit losses | (5,588) | (5,674) | (6,556) | (6,526) | (15,242) | (3,997)
National Lending | Lease financing |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 170,645 |  | 210,692 |  |  |
Allowance for credit losses | (4,549) | (5,238) | (5,902) | (6,471) | (6,857) | (7,629)
National Lending | Insurance premium finance |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 437,700 |  | 479,754 |  |  |
Allowance for credit losses | (1,263) | (1,261) | (1,450) | (1,057) | (1,044) | (1,394)
National Lending | SBA/USDA |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 405,612 |  | 359,238 |  |  |
Allowance for credit losses | (2,640) | (2,632) | (3,263) | (2,943) | (2,996) | (2,978)
National Lending | Other commercial finance |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 166,402 |  | 159,409 |  |  |
Allowance for credit losses | (4,332) | (3,356) | (1,310) | (1,197) | (1,349) | (1,168)
National Lending | Commercial finance |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 3,132,661 |  | 3,023,673 |  |  |
Allowance for credit losses | (47,868) | (48,816) | (44,152) | (48,345) | (56,968) | (48,243)
National Lending | Consumer credit products |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 120,739 |  | 144,353 |  |  |
Allowance for credit losses | (1,219) | (1,263) | (1,400) | (1,621) | (1,627) | (1,242)
National Lending | Other consumer finance |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 27,909 |  | 25,306 |  |  |
Allowance for credit losses | (1,746) | (1,624) | (63) | (7,388) | (6,960) | (6,112)
National Lending | Consumer finance |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 148,648 |  | 169,659 |  |  |
Allowance for credit losses | (2,965) | (2,887) | (1,463) | (9,009) | (8,587) | (7,354)
National Lending | Tax services |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 61,553 |  | 9,098 |  |  |
Allowance for credit losses | (33,094) | (609) | (5) | (30,757) | (1,601) | (2)
National Lending | Warehouse finance |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |
Total loans and leases | 377,036 |  | 326,850 |  |  |
Allowance for credit losses | $ (377) | $ (280) | $ (327) | $ (441) | $ (467) | $ (420)

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