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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Interest and dividend income:        
Loans and leases, including fees $ 81,242 $ 62,541 $ 233,517 $ 203,115
Mortgage-backed securities 10,234 7,381 30,972 16,690
Other investments 7,870 3,984 24,604 12,169
Total interest and dividend income 99,346 73,906 289,093 231,974
Interest expense:        
Deposits 164 94 2,402 400
FHLB advances and other borrowings 1,717 1,661 3,764 4,010
Total interest expense 1,881 1,755 6,166 4,410
Net interest income 97,465 72,151 282,927 227,564
Provision for (reversal of) credit losses 1,773 (1,302) 48,312 31,186
Net interest income after provision for credit losses 95,692 73,453 234,615 196,378
Noninterest income:        
Gain on sale of securities 9 198 91 595
Gain on sale of trademarks 0 0 10,000 50,000
Gain (loss) on sale of other 812 1,239 566 (1,601)
Other income 5,889 5,271 13,921 10,811
Total noninterest income 67,733 53,994 260,548 250,351
Noninterest expense:        
Compensation and benefits 47,402 45,091 137,966 128,364
Refund transfer product expense 1,727 2,457 9,695 8,855
Refund advance expense 239 (29) 1,869 2,156
Card processing 26,342 8,438 75,949 23,067
Occupancy and equipment expense 8,595 8,996 25,417 25,845
Operating lease equipment depreciation 10,517 9,145 34,864 26,331
Legal and consulting 5,089 11,724 19,469 27,279
Intangible amortization 1,168 1,532 3,861 5,188
Impairment expense 2,749 670 3,273 670
Other expense 10,750 8,626 34,410 34,491
Total noninterest expense 114,578 96,650 346,773 282,246
Income before income tax expense 48,847 30,797 148,390 164,483
Income tax expense 3,243 6,958 18,996 29,236
Net income before noncontrolling interest 45,604 23,839 129,394 135,247
Net income attributable to noncontrolling interest 508 1,448 1,685 2,281
Net income attributable to parent $ 45,096 $ 22,391 $ 127,709 $ 132,966
Earnings per common share:        
Basic (in dollars per share) $ 1.69 $ 0.76 $ 4.63 $ 4.44
Diluted (in dollars per share) $ 1.68 $ 0.76 $ 4.62 $ 4.44
Refund transfer product fees        
Noninterest income:        
Noninterest income $ 8,262 $ 10,289 $ 39,144 $ 38,674
Refund advance fee income        
Noninterest income:        
Noninterest income (927) (20) 37,685 40,513
Card and deposit fees        
Noninterest income:        
Noninterest income 39,708 24,935 119,513 76,825
Rental income        
Noninterest income:        
Noninterest income $ 13,980 $ 12,082 $ 39,628 $ 34,534