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INCOME TAXES (Details) - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2022
Federal:      
Current $ 9,815 $ 8,682 $ 5,657
Deferred 9,281 (1,168) 12,900
Federal income tax expense 19,096 7,514 18,557
State:      
Current 8,211 7,817 4,720
Deferred 1,834 993 4,687
State tax expense 10,045 8,810 9,407
Income tax expense 29,141 16,324 27,964
Deferred tax assets:      
Allowance for credit losses 11,042 11,606  
Deferred compensation 4,351 3,739  
Stock based compensation 2,402 3,916  
Valuation adjustments 175 393  
General business credits 55,706 59,783  
Accrued expenses 2,763 2,558  
Lease liability 6,503 7,210  
Net unrealized loss on securities available for sale 50,819 84,908  
Premises and equipment 3,939 0  
Other assets 3,940 4,193  
Gross deferred tax assets 141,640 178,306  
Deferred tax liabilities:      
Premises and equipment 0 (2,016)  
Intangibles (7,859) (5,862)  
Leased assets (76,016) (66,877)  
Right-of-use assets (6,218) (6,877)  
Other liabilities (1,346) (1,349)  
Gross deferred tax liabilities (91,439) (82,981)  
Net deferred tax assets 50,201 95,325  
Amount      
Statutory federal income tax expense and rate 41,746 38,248 38,714
Change in tax rate resulting from:      
State income taxes net of federal benefits 7,875 7,047 7,413
162(m) disallowance 1,874 919 1,125
Tax exempt income (690) (783) (743)
General business credits (21,132) (28,633) (17,589)
Other, net (532) (474) (956)
Income tax expense $ 29,141 $ 16,324 $ 27,964
Rate      
Statutory federal income tax expense and rate (percent) 21.00% 21.00% 21.00%
State income taxes net of federal benefits (percent) 4.00% 3.90% 4.00%
162 (m) disallowance (percent) 0.90% 0.50% 0.40%
Tax exempt income (percent) (0.30%) (0.40%) (0.40%)
General business credits (percent) (10.60%) (15.70%) (9.50%)
Other, net (percent) (0.30%) (0.30%) (0.30%)
Total income tax expense (percent) 14.70% 9.00% 15.20%
Gross deferred tax on state net operating loss carryforwards $ 3,000 $ 2,700  
Operating loss carryforwards reserved 3,000 2,700  
Tax credit, investment, amount 19,700 27,400 $ 16,800
Unrecognized Tax Benefits [Roll Forward]      
Balance at beginning of fiscal year 521 645  
Additions for tax positions related to prior years 56    
Reductions for tax positions related to prior years   (124)  
Balance at end of fiscal year 577 $ 521 $ 645
Unrecognized tax benefits that, if recognized, would impact the effective rate 540    
Accrued interest related to unrecognized tax benefits $ 93