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SEGMENT REPORTING
 3 Months Ended
Dec. 31, 2023
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The BaaS business line is reported in the Consumer segment. The Commercial Finance business line is reported in the Commercial segment. The Corporate Services/Other segment includes certain shared services as well as treasury related functions such as the investment portfolio, warehouse finance, wholesale deposits, and borrowings.
The following table presents segment data for the Company:
(Dollars in thousands)ConsumerCommercialCorporate Services/OtherTotal
Three Months Ended December 31,20232022202320222023202220232022
Net interest income$59,356 $34,272 $45,881 $42,324 $4,799 $7,461 $110,036 $84,057 
Provision for (reversal of) credit loss3,454 3,240 6,463 6,583 (27)(47)9,890 9,776 
Noninterest income32,787 39,539 15,999 14,362 3,975 11,876 52,761 65,777 
Noninterest expense50,013 34,494 34,856 32,749 34,405 37,816 119,274 105,059 
Income (loss) before income tax expense38,676 36,077 20,561 17,354 (25,604)(18,432)33,633 34,999 
Total assets563,706 393,898 4,206,522 3,476,942 3,157,209 2,788,385 7,927,437 6,659,225 
Total goodwill87,145 87,145 222,360 222,360 — — 309,505 309,505 
Total deposits6,587,052 5,624,919 3,669 6,628 345,334 157,585 6,936,055 5,789,132