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LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Mar. 31, 2024 | Mar. 31, 2023 | Mar. 31, 2024 | Mar. 31, 2023
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance |  |  | $ 49,705 |
Provision (Reversal) | $ 26,052 | $ 36,763 | 35,942 | $ 46,539
Ending Balance | 80,777 |  | 80,777 |
Total Committed Loans |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 53,785 | 52,592 | 49,705 | 45,947
Provision (Reversal) | 25,905 | 36,686 | 35,471 | 46,549
Charge-offs | (5,492) | (6,625) | (12,362) | (11,064)
Recoveries | 6,579 | 1,651 | 7,963 | 2,872
Ending Balance | 80,777 | 84,304 | 80,777 | 84,304
Unfunded commitments |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 596 | 279 | 272 | 366
Provision (Reversal) | 147 | 77 | 471 | (10)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending Balance | 743 | 356 | 743 | 356
Total Loans |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 54,381 | 52,871 | 49,977 | 46,313
Provision (Reversal) | 26,052 | 36,763 | 35,942 | 46,539
Charge-offs | (5,492) | (6,625) | (12,362) | (11,064)
Recoveries | 6,579 | 1,651 | 7,963 | 2,872
Ending Balance | 81,520 | 84,660 | 81,520 | 84,660
National Lending | Term lending |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 27,013 | 26,752 | 25,686 | 24,621
Provision (Reversal) | 6,303 | 3,974 | 12,125 | 7,645
Charge-offs | (5,176) | (2,705) | (10,297) | (4,522)
Recoveries | 487 | 394 | 1,113 | 671
Ending Balance | 28,627 | 28,415 | 28,627 | 28,415
National Lending | Asset-based lending |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 1,370 | 3,903 | 2,738 | 1,050
Provision (Reversal) | (254) | 51 | (1,764) | 2,904
Charge-offs | 0 | (2,873) | 0 | (2,873)
Recoveries | 99 | 0 | 241 | 0
Ending Balance | 1,215 | 1,081 | 1,215 | 1,081
National Lending | Factoring |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 7,433 | 5,674 | 6,566 | 6,556
Provision (Reversal) | (623) | (40) | 128 | (804)
Charge-offs | (12) | (62) | (35) | (183)
Recoveries | 16 | 16 | 155 | 19
Ending Balance | 6,814 | 5,588 | 6,814 | 5,588
National Lending | Lease financing |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 4,008 | 5,238 | 3,302 | 5,902
Provision (Reversal) | (2,547) | (183) | (1,781) | (621)
Charge-offs |  | (607) | (125) | (1,013)
Recoveries | 62 | 101 | 155 | 281
Ending Balance | 1,551 | 4,549 | 1,551 | 4,549
National Lending | Lease Financing, Net Of Adjustments |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Charge-offs | 28 |  |  |
National Lending | Insurance premium finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 2,123 | 1,261 | 2,637 | 1,450
Provision (Reversal) | (532) | 155 | (771) | 108
Charge-offs | (295) | (224) | (660) | (409)
Recoveries | 113 | 71 | 203 | 114
Ending Balance | 1,409 | 1,263 | 1,409 | 1,263
National Lending | SBA/USDA |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 3,289 | 2,632 | 2,962 | 3,263
Provision (Reversal) | (347) | 2 | (20) | (649)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 6 | 0 | 26
Ending Balance | 2,942 | 2,640 | 2,942 | 2,640
National Lending | Other commercial finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 3,312 | 3,356 | 3,089 | 1,310
Provision (Reversal) | (1,592) | 976 | (1,369) | 3,022
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending Balance | 1,720 | 4,332 | 1,720 | 4,332
National Lending | Commercial finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 48,548 | 48,816 | 46,980 | 44,152
Provision (Reversal) | 408 | 4,935 | 6,548 | 11,605
Charge-offs | (5,455) | (6,471) | (11,117) | (9,000)
Recoveries | 777 | 588 | 1,867 | 1,111
Ending Balance | 44,278 | 47,868 | 44,278 | 47,868
National Lending | Consumer finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 4,380 | 2,887 | 2,346 | 1,463
Provision (Reversal) | 231 | 232 | 2,328 | 1,835
Charge-offs | (37) | (154) | (100) | (333)
Recoveries | 2 | 0 | 2 | 0
Ending Balance | 4,576 | 2,965 | 4,576 | 2,965
National Lending | Tax services |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 507 | 609 | 2 | 5
Provision (Reversal) | 25,221 | 31,422 | 26,577 | 33,059
Charge-offs | 0 | 0 | (1,145) | (1,731)
Recoveries | 5,800 | 1,063 | 6,094 | 1,761
Ending Balance | 31,528 | 33,094 | 31,528 | 33,094
National Lending | Warehouse finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 350 | 280 | 377 | 327
Provision (Reversal) | 45 | 97 | 18 | 50
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending Balance | $ 395 | $ 377 | $ 395 | $ 377

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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