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REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)

6 Months Ended

Mar. 31, 2024

Revenue from Contract with Customer [Abstract]

Schedule of Revenue by Major Customers by Reporting Segments

The table below presents the Company’s revenue by operating segment. For additional descriptions of the Company’s operating segments, including additional financial information and the underlying management accounting process, see Note 13. Segment Reporting to the Condensed Consolidated Financial Statements.

(Dollars in thousands)			Consumer									Commercial									Corporate Services/Other									Consolidated Company
Three Months Ended March 31,			2024			2023						2024			2023						2024			2023						2024			2023
Net interest income(1)			$	56,527		$	41,418					$	44,913		$	46,758					$	16,861		$	13,229					$	118,301		$	101,405
Noninterest income:
Refund transfer product fees			28,942			30,205						—			—						—			—						28,942			30,205
Refund advance fee income(1)			43,200			37,995						—			—						—			—						43,200			37,995
Card and deposit fees			35,097			41,828						241			252						6			7						35,344			42,087
Rental income(1)			—			—						13,594			12,737						126			203						13,720			12,940
Gain (loss) on sale of other(1)			16			—						1,607			(748)						72			82						1,695			(666)
Other income(1)			2,432			1,748						2,307			1,935						1,305			794						6,044			4,477
Total noninterest income			109,687			111,776						17,749			14,176						1,509			1,086						128,945			127,038
Revenue			$	166,214		$	153,194					$	62,662		$	60,934					$	18,370		$	14,315					$	247,246		$	228,443
Six Months Ended March 31,
Net interest income(1)			$	115,883		$	75,690					$	90,794		$	89,082					$	21,660		$	20,690					$	228,337		$	185,462
Noninterest income:
Refund transfer product fees			29,364			30,882						—			—						—			—						29,364			30,882
Refund advance fee income(1)			43,311			38,612						—			—						—			—						43,311			38,612
Card and deposit fees			65,604			79,280						477			513						13			12						66,094			79,805
Rental income(1)			—			—						26,829			25,252						350			396						27,179			25,648
Gain on sale of trademarks			—			—						—			—						—			10,000						—			10,000
Gain (loss) on sale of other(1)			(15)			—						1,969			(246)						2,581			82						4,535			(164)
Other income(1)			4,210			2,541						4,473			3,019						2,540			2,472						11,223			8,032
Total noninterest income			142,474			151,315						33,748			28,538						5,484			12,962						181,706			192,815
Revenue			$	258,357		$	227,005					$	124,542		$	117,620					$	27,144		$	33,652					$	410,043		$	378,277
(1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities.

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- Definition

Tabular disclosure of the extent of the entity's reliance on its major customers, if revenues from transactions with a single external customer amount to 10 percent or more of entity revenues, including the disclosure of that fact, the total amount of revenues from each such customer, and the identity of the reportable segment or segments reporting the revenues. The entity need not disclose the identity of a major customer or the amount of revenues that each segment reports from that customer. For these purposes, a group of companies known to the entity to be under common control is considered a single customer, and the federal government, a state government, a local government such as a county or municipality, or a foreign government is each considered a single customer.

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