XML 57 R45.htm IDEA: XBRL DOCUMENT
v3.24.2.u1

LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance |  |  | $ 49,705 |
Provision (Reversal) | $ 5,881 | $ 1,773 | 41,823 | $ 48,312
Ending Balance | 79,836 |  | 79,836 |
Total Committed Loans |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 80,777 | 84,304 | 49,705 | 45,947
Provision (Reversal) | 5,641 | 1,830 | 41,112 | 48,379
Charge-offs | (8,592) | (6,001) | (20,954) | (17,065)
Recoveries | 2,010 | 1,783 | 9,973 | 4,655
Ending Balance | 79,836 | 81,916 | 79,836 | 81,916
Unfunded commitments |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 743 | 356 | 272 | 366
Provision (Reversal) | 240 | (57) | 711 | (67)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending Balance | 983 | 299 | 983 | 299
Total Loans |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 81,520 | 84,660 | 49,977 | 46,312
Provision (Reversal) | 5,881 | 1,773 | 41,823 | 48,312
Charge-offs | (8,592) | (6,001) | (20,954) | (17,065)
Recoveries | 2,010 | 1,783 | 9,973 | 4,655
Ending Balance | 80,819 | 82,215 | 80,819 | 82,215
National Lending | Term lending |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 28,627 | 28,415 | 25,686 | 24,621
Provision (Reversal) | 5,962 | 250 | 18,087 | 7,895
Charge-offs | (4,628) | (2,852) | (14,925) | (7,374)
Recoveries | 698 | 825 | 1,811 | 1,496
Ending Balance | 30,659 | 26,638 | 30,659 | 26,638
National Lending | Asset-based lending |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 1,215 | 1,081 | 2,738 | 1,050
Provision (Reversal) | 10 | 68 | (1,754) | 2,972
Charge-offs | 0 | 0 | 0 | (2,873)
Recoveries | 9 | 154 | 250 | 154
Ending Balance | 1,234 | 1,303 | 1,234 | 1,303
National Lending | Factoring |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 6,814 | 5,588 | 6,566 | 6,556
Provision (Reversal) | 1,369 | 493 | 1,497 | (311)
Charge-offs | (2,389) | (140) | (2,424) | (323)
Recoveries | 18 | 1 | 173 | 20
Ending Balance | 5,812 | 5,942 | 5,812 | 5,942
National Lending | Lease financing |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 1,551 | 4,549 | 3,302 | 5,902
Provision (Reversal) | (86) | (355) | (1,867) | (976)
Charge-offs | 0 | (302) | (125) | (1,315)
Recoveries | 29 |  | 184 | 255
Ending Balance | 1,494 | 3,866 | 1,494 | 3,866
National Lending | Lease financing, net of adjustments |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Recoveries |  | (26) |  |
National Lending | Insurance premium finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 1,409 | 1,263 | 2,637 | 1,450
Provision (Reversal) | 480 | 1,094 | (291) | 1,202
Charge-offs | (263) | (443) | (923) | (852)
Recoveries | 26 | 158 | 229 | 272
Ending Balance | 1,652 | 2,072 | 1,652 | 2,072
National Lending | SBA/USDA |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 2,942 | 2,640 | 2,962 | 3,263
Provision (Reversal) | 358 | 24 | 338 | (625)
Charge-offs | (456) | 0 | (456) | 0
Recoveries | 0 | 0 | 0 | 26
Ending Balance | 2,844 | 2,664 | 2,844 | 2,664
National Lending | Other commercial finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 1,720 | 4,332 | 3,089 | 1,310
Provision (Reversal) | (321) | (253) | (1,690) | 2,769
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending Balance | 1,399 | 4,079 | 1,399 | 4,079
National Lending | Commercial finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 44,278 | 47,868 | 46,980 | 44,152
Provision (Reversal) | 7,772 | 1,321 | 14,320 | 12,926
Charge-offs | (7,736) | (3,737) | (18,853) | (12,737)
Recoveries | 780 | 1,112 | 2,647 | 2,223
Ending Balance | 45,094 | 46,564 | 45,094 | 46,564
National Lending | Consumer finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 4,576 | 2,965 | 2,346 | 1,463
Provision (Reversal) | 1,099 | 738 | 3,427 | 2,573
Charge-offs | (36) | (1,860) | (136) | (2,193)
Recoveries | 0 | 0 | 2 | 0
Ending Balance | 5,639 | 1,843 | 5,639 | 1,843
National Lending | Tax services |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 31,528 | 33,094 | 2 | 5
Provision (Reversal) | (3,285) | (229) | 23,292 | 32,830
Charge-offs | (820) | (404) | (1,965) | (2,135)
Recoveries | 1,230 | 671 | 7,324 | 2,432
Ending Balance | 28,653 | 33,132 | 28,653 | 33,132
National Lending | Warehouse finance |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |
Beginning Balance | 395 | 377 | 377 | 327
Provision (Reversal) | 55 | 0 | 73 | 50
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Ending Balance | $ 450 | $ 377 | $ 450 | $ 377

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TotalCommittedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_UnfundedLoanCommitmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TotalLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cash_NationalLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TermLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_AssetBasedLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_FactoringMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_LeaseFinancingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_LeaseFinancingNetOfAdjustmentsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_PremiumFinanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_SBAUSDAMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_OtherCommercialFinanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TaxServicesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_WarehouseAgreementBorrowingsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |