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LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | $ 96,855 | $ 63,796 | $ 78,853
Provision for credit loss | 57,678 | 109,336 | 57,116
Charge-offs | (95,245) | (83,932) | (82,279)
Recoveries | 12,477 | 7,655 | 10,106
Ending balance | 71,765 | 96,855 | 63,796
Unfunded Loan Commitment |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 272 | 366 | 690
Provision for credit loss | 423 | (94) | (324)
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Ending balance | 695 | 272 | 366
Total Committed Loans |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 97,127 | 64,162 | 79,543
Provision for credit loss | 58,101 | 109,242 | 56,792
Charge-offs | (95,245) | (83,932) | (82,279)
Recoveries | 12,477 | 7,655 | 10,106
Ending balance | 72,460 | 97,127 | 64,162
National Lending | Term lending |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 25,686 | 24,621 | 33,351
Provision for credit loss | 20,558 | 10,541 | 850
Charge-offs | (18,193) | (11,295) | (12,629)
Recoveries | 2,343 | 1,819 | 3,049
Ending balance | 30,394 | 25,686 | 24,621
National Lending | Asset-based lending |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 2,738 | 1,050 | 1,726
Provision for credit loss | (1,637) | 4,005 | (1,092)
Charge-offs | 0 | (2,873) | (16)
Recoveries | 255 | 556 | 432
Ending balance | 1,356 | 2,738 | 1,050
National Lending | Factoring |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 6,566 | 6,556 | 3,997
Provision for credit loss | 1,420 | 1,523 | 11,699
Charge-offs | (2,453) | (1,545) | (11,057)
Recoveries | 224 | 32 | 1,917
Ending balance | 5,757 | 6,566 | 6,556
National Lending | Lease financing |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 3,302 | 5,902 | 7,629
Provision for credit loss | (2,010) | (1,424) | (2,062)
Charge-offs | (287) | (1,479) | (301)
Recoveries | 184 | 303 | 636
Ending balance | 1,189 | 3,302 | 5,902
National Lending | Insurance premium finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 2,637 | 1,450 | 1,394
Provision for credit loss | (1,767) | 2,349 | 597
Charge-offs | (1,149) | (1,659) | (767)
Recoveries | 279 | 497 | 226
Ending balance | 0 | 2,637 | 1,450
National Lending | SBA/USDA |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 2,962 | 3,263 | 2,978
Provision for credit loss | 1,065 | (296) | 863
Charge-offs | (755) | (43) | (652)
Recoveries | 1 | 38 | 74
Ending balance | 3,273 | 2,962 | 3,263
National Lending | Other commercial finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 3,089 | 1,310 | 1,168
Provision for credit loss | (2,482) | 1,779 | 142
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Ending balance | 607 | 3,089 | 1,310
National Lending | Commercial finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 46,980 | 44,152 | 52,243
Provision for credit loss | 15,147 | 18,477 | 10,997
Charge-offs | (22,837) | (18,894) | (25,422)
Recoveries | 3,286 | 3,245 | 6,334
Ending balance | 42,576 | 46,980 | 44,152
National Lending | Consumer finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 49,496 | 19,312 | 13,926
Provision for credit loss | 19,395 | 55,034 | 30,805
Charge-offs | (41,628) | (26,297) | (26,005)
Recoveries | 1,406 | 1,447 | 586
Ending balance | 28,669 | 49,496 | 19,312
National Lending | Tax services |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 2 | 5 | 2
Provision for credit loss | 22,995 | 35,775 | 28,093
Charge-offs | (30,780) | (38,741) | (30,852)
Recoveries | 7,785 | 2,963 | 2,762
Ending balance | 2 | 2 | 5
National Lending | Warehouse finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 377 | 327 | 420
Provision for credit loss | 141 | 50 | (93)
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Ending balance | $ 518 | 377 | 327
Community Banking | Warehouse finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance |  | $ 0 | 12,262
Provision for credit loss |  |  | (12,686)
Charge-offs |  |  | 0
Recoveries |  |  | 424
Ending balance |  |  | $ 0

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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