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Cover Page - USD ($)
$ in Millions
 12 Months Ended
Sep. 30, 2024
Aug. 20, 2025
Mar. 31, 2024
Cover [Abstract]      
Document Type 10-K/A    
Document Annual Report true    
Document Period End Date Sep. 30, 2024    
Current Fiscal Year End Date --09-30    
Document Transition Report false    
Entity File Number 0-22140    
Entity Registrant Name PATHWARD FINANCIAL, INC.    
Entity Incorporation, State or Country Code DE    
Entity Tax Identification Number 42-1406262    
Entity Address, Address Line One 5501 South Broadband Lane    
Entity Address, City or Town Sioux Falls    
Entity Address, State or Province SD    
Entity Address, Postal Zip Code 57108    
City Area Code 877    
Local Phone Number 497-7497    
Title of 12(b) Security Common Stock, $.01 par value    
Trading Symbol CASH    
Security Exchange Name NASDAQ    
Entity Well-known Seasoned Issuer Yes    
Entity Voluntary Filers No    
Entity Current Reporting Status No    
Entity Interactive Data Current Yes    
Entity Filer Category Large Accelerated Filer    
Entity Small Business false    
Entity Emerging Growth Company false    
ICFR Auditor Attestation Flag true    
Document Financial Statement Error Correction [Flag] true    
Document Financial Statement Restatement Recovery Analysis [Flag] true    
Entity Shell Company false    
Entity Public Float     $ 1,270
Entity Common Stock, Shares Outstanding (in shares)   22,772,570  
Documents Incorporated by Reference
DOCUMENTS INCORPORATED BY REFERENCE
 
PART III of Form 10-K -- Portions of the Proxy Statement for the Annual Meeting of Stockholders held on February 25, 2025 are incorporated by reference into Part III of this report.
    
Entity Central Index Key 0000907471    
Document Fiscal Year Focus 2024    
Document Fiscal Period Focus FY    
Amendment Flag true    
Amendment Description This Form 10-K/A presents the Original Report, amended and restated in its entirety, with modifications as necessary to reflect the aforementioned restatement. The following items have been amended to reflect the restated amounts, related disclosures and updates to our assessment of internal control over financial reporting and disclosure controls and procedures:•Part I, Item 1. Business•Part I, Item 1A. Risk Factors•Part II, Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations•Part II, Item 8. Financial Statements and Supplementary Data•Part II, Item 9. Controls and Procedures•Part III, Item 11. Executive CompensationAs discussed in the notes to the financial statements in Item 8, the Company restated its financial results as of September 30, 2022 and 2023 and for the years ended September 30, 2024, 2023, and 2022 to correct errors in the presentation of interest income, the allowance for credit losses, provision for credit losses, and noninterest expense related to loans originated under agreements to originate loans marketed and serviced by third-party partners (“Program Agreements”). While this change resulted in an increase in reported interest income and earlier recognition of credit losses, over the life of the portfolio the net income profile is expected to be unchanged as the increase in interest income is offset by a corresponding increase in noninterest expense and increase in provision for credit losses for amounts owed to the third parties under the Program Agreements. Because the restatement does not change the net economics of the Program Agreements, the Company has concluded there is no net impact to Earnings At Risk and has not adjusted the amounts previously disclosed. Based on this, Part II, Item 7A. "Quantitative and Qualitative Disclosures about Market Risk" has not been amended and restated. In addition, in accordance with applicable SEC rules, this Form 10-K/A includes new certifications required by Sections 302 and 906 of the Sarbanes-Oxley Act of 2002 from our principal executive officer and our principal financial officer dated as of the filing date of this Form 10-K/A. In accordance with applicable SEC rules, this Form 10-K/A also includes an updated signature page and Report of Independent Registered Public Accounting Firm.Except as described above, this Form 10-K/A does not amend, update or change any other items or disclosures in the Original Report and does not purport to reflect any information or events subsequent to the filing of the Original Report. As such, this Form 10-K/A speaks only as of the date the Original Report was filed, and we have not undertaken herein to amend, supplement or update any information contained in the Original Report to give effect to any subsequent events. Among other things, forward-looking statements made in the Original Report have not been revised to reflect events, results or developments that occurred or facts that became known to us after the date of the filing of the Original Report. Accordingly, this Form 10-K/A should be read in conjunction with our filings made with the SEC subsequent to the filing of the Original Report, including any amendments to those filings.