XML 83 R65.htm IDEA: XBRL DOCUMENT
v3.25.3

LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | $ 71,765 | $ 96,855 | $ 63,796
Provision for credit loss | 56,545 | 57,678 | 109,336
Charge-offs | (90,894) | (95,245) | (83,932)
Recoveries | 15,903 | 12,477 | 7,655
Ending balance | 53,319 | 71,765 | 96,855
Unfunded Loan Commitment |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 695 | 272 | 366
Provision for credit loss | 229 | 423 | (94)
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Ending balance | 924 | 695 | 272
Total Committed Loans |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 72,460 | 97,127 | 64,162
Provision for credit loss | 56,774 | 58,101 | 109,242
Charge-offs | (90,894) | (95,245) | (83,932)
Recoveries | 15,903 | 12,477 | 7,655
Ending balance | 54,243 | 72,460 | 97,127
National Lending | Term lending |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 30,394 | 25,686 | 24,621
Provision for credit loss | 11,728 | 20,558 | 10,541
Charge-offs | (16,977) | (18,193) | (11,295)
Recoveries | 3,200 | 2,343 | 1,819
Ending balance | 28,345 | 30,394 | 25,686
National Lending | Asset-based lending |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 1,356 | 2,738 | 1,050
Provision for credit loss | 11,855 | (1,637) | 4,005
Charge-offs | (5,611) | 0 | (2,873)
Recoveries | 50 | 255 | 556
Ending balance | 7,650 | 1,356 | 2,738
National Lending | Factoring |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 5,757 | 6,566 | 6,556
Provision for credit loss | (668) | 1,420 | 1,523
Charge-offs | (1,479) | (2,453) | (1,545)
Recoveries | 709 | 224 | 32
Ending balance | 4,319 | 5,757 | 6,566
National Lending | Lease financing |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 1,189 | 3,302 | 5,902
Provision for credit loss | 1,240 | (2,010) | (1,424)
Charge-offs | (1,426) | (287) | (1,479)
Recoveries | 37 | 184 | 303
Ending balance | 1,040 | 1,189 | 3,302
National Lending | SBA/USDA |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 3,273 | 2,962 | 3,263
Provision for credit loss | 4,100 | 1,065 | (296)
Charge-offs | (2,649) | (755) | (43)
Recoveries | 83 | 1 | 38
Ending balance | 4,807 | 3,273 | 2,962
National Lending | Other commercial finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 607 | 3,089 | 1,310
Provision for credit loss | (517) | (2,482) | 1,779
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Ending balance | 90 | 607 | 3,089
National Lending | Commercial finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 42,576 | 46,980 | 44,152
Provision for credit loss | 27,829 | 15,147 | 18,477
Charge-offs | (28,235) | (22,837) | (18,894)
Recoveries | 4,081 | 3,286 | 3,245
Ending balance | 46,251 | 42,576 | 46,980
National Lending | Consumer finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 28,669 | 49,496 | 19,312
Provision for credit loss | 6,497 | 19,395 | 55,034
Charge-offs | (30,938) | (41,628) | (26,297)
Recoveries | 2,194 | 1,406 | 1,447
Ending balance | 6,422 | 28,669 | 49,496
National Lending | Tax services |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 2 | 2 | 5
Provision for credit loss | 22,091 | 22,995 | 35,775
Charge-offs | (31,721) | (30,780) | (38,741)
Recoveries | 9,628 | 7,785 | 2,963
Ending balance | 0 | 2 | 2
National Lending | Warehouse finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 518 | 377 | 327
Provision for credit loss | 128 | 141 | 50
Charge-offs | 0 | 0 | 0
Recoveries | 0 | 0 | 0
Ending balance | 646 | 518 | 377
National Lending | Premium finance |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 0 | 2,637 | 1,450
Provision for credit loss | 91 | (1,767) | 2,349
Charge-offs | (93) | (1,149) | (1,659)
Recoveries | 2 | 279 | 497
Ending balance | $ 0 | $ 0 | $ 2,637

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 22 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147476148/220-40-50-22 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_UnfundedLoanCommitmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TotalCommittedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=cash_NationalLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TermLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_AssetBasedLendingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_FactoringMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_LeaseFinancingMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_SBAUSDAMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_OtherCommercialFinanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_TaxServicesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_WarehouseAgreementBorrowingsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=cash_PremiumFinanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |