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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2023
Interest and dividend income:      
Loans and leases, including fees $ 455,816 $ 438,583 $ 346,817
Mortgage-backed securities 34,052 39,402 41,197
Other investments 33,524 41,073 33,936
Total interest and dividend income 523,392 519,058 421,950
Interest expense:      
Deposits 5,430 13,019 4,356
FHLB advances and other borrowings 6,168 8,214 6,518
Total interest expense 11,598 21,233 10,874
Net interest income 511,794 497,825 411,076
Provision for credit loss 56,774 58,101 109,242
Net interest income after provision for credit loss 455,020 439,724 301,834
Noninterest income:      
(Loss) on sale of securities (25,084) 0 0
Gain on divestitures 15,044 0 0
Gain on sale of trademarks 0 0 10,000
Secondary market revenue 37,022 5,920 412
Gain on sale of other 5,151 6,749 2,251
Other income 26,625 23,167 22,115
Total noninterest income 328,100 299,587 316,599
Noninterest expense:      
Compensation and benefits 200,495 201,472 184,318
Refund transfer product expense 11,534 9,862 9,723
Refund advance expense 1,241 1,943 1,863
Card processing 138,443 137,938 105,498
Building and software 42,094 36,587 34,691
Operating lease equipment depreciation 45,636 41,757 45,710
Legal and consulting 36,469 24,857 27,102
Intangible amortization 3,456 4,131 4,971
Impairment expense 5,915 3,012 3,273
Other expense 74,784 59,132 46,239
Total noninterest expense 560,067 520,691 463,388
Income before income tax expense 223,053 218,620 155,045
Income tax expense 36,266 34,108 9,587
Net income before noncontrolling interest 186,787 184,512 145,458
Net income attributable to noncontrolling interest 915 1,293 2,192
Net income attributable to parent $ 185,872 $ 183,219 $ 143,266
Earnings per common share:      
Basic (in dollars per share) $ 7.91 $ 7.21 $ 5.26
Diluted (in dollars per share) $ 7.87 $ 7.20 $ 5.24
Refund transfer fees      
Noninterest income:      
Noninterest income: $ 43,980 $ 40,178 $ 39,452
Refund advance and other tax fee income      
Noninterest income:      
Noninterest income: 48,705 43,473 37,433
Card and deposit fees      
Noninterest income:      
Noninterest income: 124,971 125,943 150,746
Rental income      
Noninterest income:      
Noninterest income: $ 51,686 $ 54,157 $ 54,190