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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2023
Cash flows from operating activities:      
Net income before noncontrolling interest $ 186,787 $ 184,512 $ 145,458
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation and amortization 59,725 57,765 64,955
Provision for credit loss 56,774 58,101 109,242
Provision for (reversal of) deferred taxes 16,799 16,166 (7,140)
Originations of loans held for sale (2,497,787) (2,034,977) (1,208,684)
Proceeds from sales of loans held for sale 2,767,616 2,036,084 1,139,881
Net change in loans held for sale 3,620 18,127 25,922
Net realized (gain) on loans held for sale (37,022) (5,920) (268)
Net realized loss (gain) on securities available for sale 25,084 0 0
Net realized (gain) on divestitures (15,044) 0 0
Net realized loss on premise, furniture, and equipment 0 0 65
Net realized (gain) on trademarks 0 0 (10,000)
Net realized (gain) on other (5,151) (6,749) (1,832)
Change in bank-owned life insurance value (2,859) (2,751) (1,497)
Impairment on rental equipment 2,915 2,013 24
Net change in accrued interest receivable (7,135) (8,103) (5,303)
Net change in other assets (79,568) (11,793) 17,244
Net change in accrued expenses and other liabilities (33,642) 176,044 48,776
Stock compensation 9,507 10,286 11,070
Net cash provided by operating activities 450,619 488,805 327,913
Cash flows from investing activities:      
Purchases of securities available for sale (2,280) (3,465) (156,885)
Proceeds from sales of securities available for sale 239,322 0 0
Proceeds from maturities of and principal collected on securities available for sale 163,805 201,730 177,296
Proceeds from maturities of and principal collected on securities held to maturity 3,594 3,317 4,835
Purchases of Federal Reserve Bank and Federal Home Loan Bank stock (291,860) (406,390) (330,144)
Redemption of Federal Reserve Bank and Federal Home Loan Bank stock 303,167 398,587 330,746
Purchases of loans and leases (226,228) (298,262) (215,266)
Net change in loans and leases (733,046) 102,272 (332,275)
Purchases of premises, furniture, and equipment (11,678) (10,141) (8,623)
Purchases of rental equipment (202,347) (266,613) (441,047)
Proceeds from sales of rental equipment 27,569 9,006 14,998
Net change in rental equipment 741 565 (236)
Proceeds from sales of foreclosed real estate and repossessed assets 0 0 1
Proceeds from death benefit of bank-owned life insurance 0 0 1,040
Proceeds from divestitures, net of transaction costs 608,455 0 0
Proceeds from sale of trademarks 0 0 10,000
Proceeds from sale of other assets 471 6,465 0
Proceeds from loans held for sale previously classified as portfolio loans 146,158 0 0
Net cash provided by (used in) investing activities 25,843 (262,929) (945,560)
Cash flows from financing activities:      
Net change in deposits 23,936 (714,097) 723,145
Net change in short-term borrowings (368,000) 364,000 13,000
Principal payments on other liabilities 0 (621) (1,747)
Payment of debt issuance costs 0 0 (511)
Dividends paid on common stock (4,686) (5,067) (5,426)
Issuance of common stock due to restricted stock 0 3 1
Repurchases of common stock (163,047) (86,853) (120,437)
Investment by (distributions to) noncontrolling interest (1,229) (565) (3,167)
Net cash provided by (used in) financing activities (513,026) (443,200) 604,858
Effect of exchange rate changes on cash (1,205) 81 331
Net change in cash and cash equivalents (37,769) (217,243) (12,458)
Cash and cash equivalents at beginning of fiscal year 158,337 375,580 388,038
Cash and cash equivalents at end of fiscal period 120,568 158,337 375,580
Supplemental disclosure of cash flow information:      
Interest 11,981 20,909 10,819
Income taxes 18,384 19,633 14,056
Franchise and other taxes 670 726 1,359
Supplemental schedule of non-cash investing activities:      
Held for sale to loans and leases 0 30,864 158
Loans and leases to held for sale 462,190 597,177 13,421
Loans and leases to rental equipment 4,490 4,847 3,122
Rental equipment to loan and leases 180,015 225,870 377,250
Recognition of operating lease ROU assets, net of measurements 2,515 654 0
Retirement of treasury stock $ 0 $ 6,181 $ 6,943