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SEGMENT REPORTING (Details)
$ in Thousands
 3 Months Ended 12 Months Ended
Sep. 30, 2025
USD ($)
Jun. 30, 2025
USD ($)
Mar. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Sep. 30, 2024
USD ($)
Jun. 30, 2024
USD ($)
Mar. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Sep. 30, 2023
USD ($)
Jun. 30, 2023
USD ($)
Mar. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Sep. 30, 2025
USD ($)
segment
Sep. 30, 2024
USD ($)
Sep. 30, 2023
USD ($)
Segment Reporting Information [Line Items]                              
Number of reporting segments | segment                         3    
Segment data [Abstract]                              
Interest and dividend income $ 129,439 $ 123,592 $ 142,004 $ 128,357 $ 131,342 $ 125,833 $ 137,094 $ 124,789 $ 118,866 $ 104,696 $ 108,955 $ 89,433 $ 523,392 $ 519,058 $ 421,950
Interest expense 1,488 1,279 5,725 3,106 3,828 3,083 8,460 5,862 4,708 1,881 3,282 1,003 11,598 21,233 10,874
Net interest income 127,951 122,313 136,279 125,251 127,514 122,750 128,634 118,927 114,158 102,815 105,673 88,430 511,794 497,825 411,076
Provision for credit loss (6,431) 9,278 35,266 18,661 8,672 11,927 29,744 7,758 28,007 22,517 41,960 16,758 56,774 58,101 109,242
Net interest income after provision for credit loss                         455,020 439,724 301,834
Noninterest income 58,756 $ 73,442 $ 138,524 $ 57,378 52,010 $ 65,871 $ 128,945 $ 52,761 56,051 $ 67,733 $ 127,038 $ 65,777 328,100 299,587 316,599
Compensation and benefits                         200,495 201,472 184,318
Building and software                         42,094 36,587 34,691
Operating lease equipment depreciation                         45,636 41,757 45,710
Rate related card expenses                         104,081 110,757 77,355
Other card expenses                         34,362 27,181 28,143
Tax product expenses                         12,775 11,805 11,586
Loan expenses                         17,232 13,414 11,889
Legal and consulting                         36,469 24,857 27,102
SG & A intercompany allocations                         0 0 0
Consumer lending program expenses                         20,034 7,437 (1,588)
Other expense                         46,889 45,424 44,182
Total noninterest expense                         560,067 520,691 463,388
Income before income tax expense                         223,053 218,620 155,045
Total assets 7,172,344       7,532,017       7,503,401       7,172,344 7,532,017 7,503,401
Total goodwill 297,928       309,505       309,505       297,928 309,505 309,505
Total deposits 5,886,947       5,875,085       6,589,182       5,886,947 5,875,085 6,589,182
Consumer                              
Segment data [Abstract]                              
Interest and dividend income                         317,686 297,411 186,716
Interest expense                         17,673 17,801 11,401
Net interest income                         300,013 279,610 175,315
Provision for credit loss                         28,587 42,390 90,808
Net interest income after provision for credit loss                         271,426 237,220 84,507
Noninterest income                         227,248 217,107 233,544
Compensation and benefits                         29,764 30,067 24,783
Building and software                         9,384 8,259 7,962
Operating lease equipment depreciation                         0 0 0
Rate related card expenses                         104,081 110,757 77,355
Other card expenses                         34,321 27,140 28,141
Tax product expenses                         12,775 11,805 11,586
Loan expenses                         1,128 1,284 306
Legal and consulting                         2,404 3,130 2,297
SG & A intercompany allocations                         70,348 62,148 60,636
Consumer lending program expenses                         20,034 7,437 (1,588)
Other expense                         14,256 15,336 13,353
Total noninterest expense                         298,495 277,363 224,831
Income before income tax expense                         200,179 176,964 93,220
Total assets 484,988       417,843       445,813       484,988 417,843 445,813
Total goodwill 87,145       87,145       87,145       87,145 87,145 87,145
Total deposits 5,665,100       5,643,228       6,376,467       5,665,100 5,643,228 6,376,467
Commercial                              
Segment data [Abstract]                              
Interest and dividend income                         307,348 310,599 263,415
Interest expense                         121,851 116,524 65,960
Net interest income                         185,497 194,075 197,455
Provision for credit loss                         28,059 15,571 18,384
Net interest income after provision for credit loss                         157,438 178,504 179,071
Noninterest income                         90,904 71,748 66,051
Compensation and benefits                         48,419 60,263 56,397
Building and software                         9,320 11,725 11,545
Operating lease equipment depreciation                         45,636 41,757 45,710
Rate related card expenses                         0 0 0
Other card expenses                         0 0 0
Tax product expenses                         0 0 0
Loan expenses                         16,104 12,130 11,589
Legal and consulting                         4,003 6,025 7,140
SG & A intercompany allocations                         29,312 30,996 30,240
Consumer lending program expenses                         0 0 0
Other expense                         8,741 10,244 9,246
Total noninterest expense                         161,535 173,140 171,867
Income before income tax expense                         86,807 77,112 73,255
Total assets 4,345,546       4,440,662       4,183,624       4,345,546 4,440,662 4,183,624
Total goodwill 210,783       222,360       222,360       210,783 222,360 222,360
Total deposits 122       10,935       5,958       122 10,935 5,958
Corporate Services/Other                              
Segment data [Abstract]                              
Interest and dividend income                         (101,642) (88,952) (28,181)
Interest expense                         (127,926) (113,092) (66,487)
Net interest income                         26,284 24,140 38,306
Provision for credit loss                         128 140 50
Net interest income after provision for credit loss                         26,156 24,000 38,256
Noninterest income                         9,948 10,732 17,004
Compensation and benefits                         122,312 111,142 103,138
Building and software                         23,390 16,603 15,184
Operating lease equipment depreciation                         0 0 0
Rate related card expenses                         0 0 0
Other card expenses                         41 41 2
Tax product expenses                         0 0 0
Loan expenses                         0 0 (6)
Legal and consulting                         30,062 15,702 17,665
SG & A intercompany allocations                         (99,660) (93,144) (90,876)
Consumer lending program expenses                         0 0 0
Other expense                         23,892 19,844 21,583
Total noninterest expense                         100,037 70,188 66,690
Income before income tax expense                         (63,933) (35,456) (11,430)
Total assets 2,341,810       2,673,512       2,873,964       2,341,810 2,673,512 2,873,964
Total goodwill 0       0       0       0 0 0
Total deposits $ 221,725       $ 220,922       $ 206,757       $ 221,725 $ 220,922 $ 206,757