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SEGMENT REPORTING
3 Months Ended
Dec. 31, 2024
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met.

The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The Partner Solutions business line is reported in the Consumer segment. The Commercial Finance business line is reported in the Commercial segment. The Corporate Services/Other segment includes certain shared services as well as treasury related functions such as the investment portfolio, warehouse finance, wholesale deposits, and borrowings.
The following table presents segment data for the Company:
(Dollars in thousands)ConsumerCommercialCorporate Services/OtherTotal
Three Months Ended December 31,20242023202420232024202320242023
Net interest income$69,127 $59,356 $46,111 $45,881 $895 $4,799 $116,133 $110,036 
Provision for (reversal of) credit loss4,095 3,454 7,831 6,463 106 (27)12,032 9,890 
Noninterest income33,601 32,787 21,239 15,999 2,538 3,975 57,378 52,761 
Noninterest expense49,142 50,013 32,765 34,856 41,652 34,405 123,559 119,274 
Income (loss) before income tax expense49,491 38,676 26,754 20,561 (38,325)(25,604)37,920 33,633 
Total assets535,134 563,706 4,086,116 4,206,522 3,001,092 3,157,209 7,622,342 7,927,437 
Total goodwill87,145 87,145 210,783 222,360 — — 297,928 309,505 
Total deposits6,305,236 6,587,052 1,439 3,669 212,278 345,334 6,518,953 6,936,055