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RESTATEMENT OF PREVIOUSLY ISSUED FINANCIAL STATEMENTS - Income Statement Restatement - USD ($)
$ / shares in Units, $ in Thousands
3 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Interest and dividend income:    
Loans and leases, including fees $ 111,849 $ 103,854
Mortgage-backed securities 8,986 10,049
Other investments 7,522 10,886
Total interest and dividend income 128,357 124,789
Interest expense:    
Deposits 775 3,526
FHLB advances and other borrowings 2,331 2,336
Total interest expense 3,106 5,862
Net interest income 125,251 118,927
Provision for credit loss 18,661 7,758
Net interest income after provision for credit loss 106,590 111,169
Noninterest income:    
(Loss) on sale of securities (15,671) 0
Gain on divestitures 16,404 0
Gain (loss) on sale of loans and leases 4,378 (31)
Gain on sale of other 987 2,871
Other income 7,637 5,179
Noninterest income 57,378 52,761
Noninterest expense:    
Compensation and benefits 49,292 46,652
Refund transfer product expense 108 192
Refund advance expense 34 30
Card processing 33,314 34,584
Occupancy and equipment expense 9,706 8,848
Operating lease equipment depreciation 11,426 10,423
Legal and consulting 5,225 4,892
Intangible amortization 812 984
Other expense 17,880 14,472
Total noninterest expense 127,797 121,077
Income before income tax expense 36,171 42,853
Income tax expense 6,005 7,697
Net income before noncontrolling interest 30,166 35,156
Net income attributable to noncontrolling interest 199 257
Net income attributable to parent $ 29,967 $ 34,899
Earnings per common share:    
Basic (in dollars per share) $ 1.23 $ 1.34
Diluted (in dollars per share) $ 1.23 $ 1.34
As Previously Reported on Form 10-Q    
Interest and dividend income:    
Loans and leases, including fees $ 102,731  
Mortgage-backed securities 8,986  
Other investments 7,522  
Total interest and dividend income 119,239  
Interest expense:    
Deposits 775  
FHLB advances and other borrowings 2,331  
Total interest expense 3,106  
Net interest income 116,133  
Provision for credit loss 12,032  
Net interest income after provision for credit loss 104,101  
Noninterest income:    
(Loss) on sale of securities (15,671)  
Gain on divestitures 16,404  
Gain (loss) on sale of loans and leases 4,378  
Gain on sale of other 987  
Other income 7,637  
Noninterest income 57,378  
Noninterest expense:    
Compensation and benefits 49,292  
Refund transfer product expense 108  
Refund advance expense 34  
Card processing 33,314  
Occupancy and equipment expense 9,706  
Operating lease equipment depreciation 11,426  
Legal and consulting 5,225  
Intangible amortization 812  
Other expense 13,642  
Total noninterest expense 123,559  
Income before income tax expense 37,920  
Income tax expense 6,294  
Net income before noncontrolling interest 31,626  
Net income attributable to noncontrolling interest 199  
Net income attributable to parent $ 31,427  
Earnings per common share:    
Basic (in dollars per share) $ 1.29  
Diluted (in dollars per share) $ 1.29  
Restatement Adjustment    
Interest and dividend income:    
Loans and leases, including fees $ 9,118  
Mortgage-backed securities 0  
Other investments 0  
Total interest and dividend income 9,118  
Interest expense:    
Deposits 0  
FHLB advances and other borrowings 0  
Total interest expense 0  
Net interest income 9,118  
Provision for credit loss 6,629  
Net interest income after provision for credit loss 2,489  
Noninterest income:    
(Loss) on sale of securities 0  
Gain on divestitures 0  
Gain (loss) on sale of loans and leases 0  
Gain on sale of other 0  
Other income 0  
Noninterest income 0  
Noninterest expense:    
Compensation and benefits 0  
Refund transfer product expense 0  
Refund advance expense 0  
Card processing 0  
Occupancy and equipment expense 0  
Operating lease equipment depreciation 0  
Legal and consulting 0  
Intangible amortization 0  
Other expense 4,238  
Total noninterest expense 4,238  
Income before income tax expense (1,749)  
Income tax expense (289)  
Net income before noncontrolling interest (1,460)  
Net income attributable to noncontrolling interest 0  
Net income attributable to parent $ (1,460)  
Earnings per common share:    
Basic (in dollars per share) $ (0.06)  
Diluted (in dollars per share) $ (0.06)  
Refund transfer product fees    
Noninterest income:    
Noninterest income: $ 410  
Refund transfer product fees | As Previously Reported on Form 10-Q    
Noninterest income:    
Noninterest income: 410  
Refund transfer product fees | Restatement Adjustment    
Noninterest income:    
Noninterest income: 0  
Refund advance fee income    
Noninterest income:    
Noninterest income: 459 $ 111
Refund advance fee income | As Previously Reported on Form 10-Q    
Noninterest income:    
Noninterest income: 459  
Refund advance fee income | Restatement Adjustment    
Noninterest income:    
Noninterest income: 0  
Card and deposit fees    
Noninterest income:    
Noninterest income: 29,066 30,750
Card and deposit fees | As Previously Reported on Form 10-Q    
Noninterest income:    
Noninterest income: 29,066  
Card and deposit fees | Restatement Adjustment    
Noninterest income:    
Noninterest income: 0  
Rental income    
Noninterest income:    
Noninterest income: 13,708 $ 13,459
Rental income | As Previously Reported on Form 10-Q    
Noninterest income:    
Noninterest income: 13,708  
Rental income | Restatement Adjustment    
Noninterest income:    
Noninterest income: $ 0