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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Interest and dividend income:    
Loans and leases, including fees $ 111,849 $ 103,854
Mortgage-backed securities 8,986 10,049
Other investments 7,522 10,886
Total interest and dividend income 128,357 124,789
Interest expense:    
Deposits 775 3,526
FHLB advances and other borrowings 2,331 2,336
Total interest expense 3,106 5,862
Net interest income 125,251 118,927
Provision for credit loss 18,661 7,758
Net interest income after provision for credit loss 106,590 111,169
Noninterest income:    
(Loss) on sale of securities (15,671) 0
Gain on divestitures 16,404 0
Gain (loss) on sale of loans and leases 4,378 (31)
Gain on sale of other 987 2,871
Other income 7,637 5,179
Noninterest income 57,378 52,761
Noninterest expense:    
Compensation and benefits 49,292 46,652
Refund transfer product expense 108 192
Refund advance expense 34 30
Card processing 33,314 34,584
Occupancy and equipment expense 9,706 8,848
Operating lease equipment depreciation 11,426 10,423
Legal and consulting 5,225 4,892
Intangible amortization 812 984
Other expense 17,880 14,472
Total noninterest expense 127,797 121,077
Income before income tax expense 36,171 42,853
Income tax expense 6,005 7,697
Net income before noncontrolling interest 30,166 35,156
Net income attributable to noncontrolling interest 199 257
Net income attributable to parent $ 29,967 $ 34,899
Earnings per common share:    
Basic (in dollars per share) $ 1.23 $ 1.34
Diluted (in dollars per share) $ 1.23 $ 1.34
Refund transfer product fees    
Noninterest income:    
Noninterest income: $ 410 $ 422
Refund advance fee income    
Noninterest income:    
Noninterest income: 459 111
Card and deposit fees    
Noninterest income:    
Noninterest income: 29,066 30,750
Rental income    
Noninterest income:    
Noninterest income: $ 13,708 $ 13,459