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INCOME TAXES - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Income Tax Disclosure [Abstract]    
Provision at statutory rate $ 7,554 $ 8,945
Tax-exempt income (168) (174)
State income taxes 1,177 1,597
Interim period effective rate adjustment 1,803 2,479
Tax credit investments, net - federal (3,167) (4,377)
IRC 162(m) nondeductible compensation 55 (280)
Other, net (1,249) (493)
Income tax expense $ 6,005 $ 7,697
Effective tax rate 16.60% 17.96%